128 Anna's Way, Grandy, NC 27939 Property Records

Currituck County property record for 128 Anna's Way, Grandy, NC 27939

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,098 sqft · built 2004
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$279,000 (Aug 2020)
Tax Bill$1,996 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9912-85-5514

Property Details

APN / Parcel Number

Primary APN9912-85-5514
Alternative APNs
  • 094E00000470002
  • 000155589
  • 9912-85

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,098 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions30 ft deep x 10 ft wide
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchUnfinished Porch
Porch Area890 sqft
Patio Area480 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000155589
Street Address128 ANNAS WAY
CityGRANDY
StateNC
Zip27939-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionSTEEPLECHASE LOT 47 SECT 2
Legal SubdivisionSTEEPLE CHASE
Legal Lot Number47
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group2
Census Block2004
Census Tract110401

Owner

128 Anna's Way is owned and occupied by an individual who bought it in August 2020.

Source: Currituck County records, as of April 10, 2026

Owner of RecordIndividual Name on File
Mailing Address128 ANNAS WAY, GRANDY, NC 27939-9601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Deed of Trust, Mortgage · Line of Credit
LANGLEY FCU
Aug 17, 2020Warranty Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2020 · Amount on File
Deed SaleAug 17, 2020 · Amount on File
Deed Document Number2020353973
Deed Book / Page1553 / 304
Prior Transfer DateMay 18, 2007
Prior Transfer Doc0010040276
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address128 ANNAS WAY, GRANDY, NC 27939-9601
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017170873
DateNov 30, 2022
Book Page1717/873
Instrument380072
Lender
NameLANGLEY FCU
TypeCredit Union
AddressNEWPORT NEWS, VA 23612
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueNov 29, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateAug 17, 2020
Property Address128 ANNAS WAY, GRANDY, NC 27939-9601
Document Number0015530304
Book / Page1553 / 304
Map ReferenceCAB F SL 191-193
Instrument DateAug 5, 2020
Instrument353973
Transaction TypeTransfer
Record UpdatedFeb 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,347.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 ANNAS WAY, GRANDY, NC 27939-9601

Mortgage

Document Number353974
DateAug 17, 2020
Instrument353974
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 128 Anna's Way was $1,996, up 1.3% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,996.00 (+1.32%)$274,100 (-) Land $61,300 Building $212,800
2024$1,970.00 (+9.69%)$274,100 (-) Land $61,300 Building $212,800
2023$1,796.00 (+21.11%)$274,100 (+1.97%) Land $61,300 Building $212,800$274,100 (+1.97%) Land $61,300 Building $212,800
2022$1,483.00$268,800 Land $61,300 Building $207,500$268,800 (-1.93%) Land $61,300 Building $207,500
2021$274,100 Land $61,300 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Anna's Way in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims86 (1993–2019)
Claims Outside the SFHA5 of 86
Most Recent ClaimApr 2019 · tidal / storm surge
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims
  • Hurricane Irene, Aug 2011 · 41 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Anna's Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Anna's Way

Nearby Streets

Search Property Records by Address or Parcel Number