119 Anna's Way, Grandy, NC 27939 Property Records

Currituck County property record for 119 Anna's Way, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 2003
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Mar 2021)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9912-85-7857`

Property Details

APN / Parcel Number

Primary APN	`9912-85-7857`
Alternative APNs	`094E00000760002` `000158271` `9912-85`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	31 ft deep x 10 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000158271
Street Address	119 ANNAS WAY
City	GRANDY
State	NC
Zip	27939-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	STEEPLECHASE LOT 76 SECT 2
Legal Subdivision	STEEPLE CHASE
Legal Lot Number	76
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	2
Census Block	2006
Census Tract	110401

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 ANNAS WAY, GRANDY, NC 27939-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage TIDEWATER HOME FUNDING LLC
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Nov 10, 2003 · Amount on Record
Deed Document Number	2021361564
Deed Book / Page	1604 / 514
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	119 ANNAS WAY, GRANDY, NC 27939-9601
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0016090918
Date	Mar 23, 2021
Book Page	1609/918
Instrument	362343

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Mortgage Company
Address	CHESAPEAKE, VA 23320

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 5, 2021
Property Address	119 ANNAS WAY, GRANDY, NC 27939-9601
Document Number	0016040514
Book / Page	1604 / 514
Map Reference	CAB F SL 191-193
Instrument Date	Feb 23, 2021
Instrument	361564
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 DOGWOOD TRAIL 319 ANNAS WAY, MANTEO, NC 27954

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 ANNAS WAY, GRANDY, NC 27939-9601
Investor	Possibly a Property Investor

Mortgage

Document Number	0000361565
Date	Mar 5, 2021
Instrument	361565

Lender

Name	TIDEWATER HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00 (+0.48%)	$228,000 (-) Land $62,100 Building $165,900
2024	$1,680.00 (+9.52%)	$228,000 (-) Land $62,100 Building $165,900
2023	$1,534.00 (+18.91%)	$228,000 (-) Land $62,100 Building $165,900	$228,000 (-) Land $62,100 Building $165,900
2022	$1,290.00	$228,000 Land $62,100 Building $165,900	$228,000 (-) Land $62,100 Building $165,900
2021			$228,000 Land $62,100 Building $165,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	86 (1993–2019)
Claims Outside the SFHA	5 of 86
Most Recent Claim	Apr 2019 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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