124 Anna's Way, Grandy, NC 27939 Property Records

Currituck County property record for 124 Anna's Way, Grandy, NC 27939

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,138 sqft · built 2004
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (May 2026)
Tax Bill$1,993 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9912-85-4768

Property Details

APN / Parcel Number

Primary APN9912-85-4768
Alternative APNs
  • 094E00000490002
  • 000208943
  • 9912-85

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,138 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions223 ft deep x 223 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000208943
Street Address124 ANNAS WAY
CityGRANDY
StateNC
Zip27939-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionSTEEPLECHASE LOT 49 SECT 2
Legal SubdivisionSTEEPLE CHASE
Legal Lot Number49
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group2
Census Block2004
Census Tract110401

Owner

124 Anna's Way is owned and occupied by an individual who bought it in May 2026.

Source: Currituck County records, as of May 11, 2026

Owner of RecordIndividual Name on File
Mailing Address124 ANNAS WAY, GRANDY, NC 27939-9601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
May 1, 2026Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on File
Deed SaleMay 1, 2026 · Amount on File
Prior SaleAug 4, 2010 · Amount on File
Deed Document Number2026402630
Deed Book / Page1854 / 696
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Recording DateMay 1, 2026
Property Address124 ANNAS WAY, GRANDY, NC 27939-9601
Document Number0000402631
Book / Page1854 / 698
Instrument DateMay 1, 2026
Instrument2026402631
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 REGGIE OWENS DR, HARBINGER, NC 27941-9723

Mortgage

Document Number0000402631,
DateMay 1, 2026
Book Page1854/698
Instrument2026402631
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMay 1, 2026
Property Address124 ANNAS WAY, GRANDY, NC 27939-9601
Document Number0000402630
Book / Page1854 / 696
Instrument DateApr 24, 2026
Instrument2026.402630
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 ANNAS WAY, GRANDY, NC 27939-9601

Mortgage

Document Number0000402631,
DateMay 1, 2026
Instrument2026.402631
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address124 ANNAS WAY, GRANDY, NC 27939-9601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015380172
DateJun 1, 2020
Book Page1538/172
Instrument351695
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 124 Anna's Way was $1,993, up 0.5% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,993.00 (+0.45%)$278,800 (-) Land $61,300 Building $217,500
2024$1,984.00 (+9.73%)$278,800 (-) Land $61,300 Building $217,500
2023$1,808.00 (+18.87%)$278,800 (-) Land $61,300 Building $217,500$278,800 (-) Land $61,300 Building $217,500
2022$1,521.00$278,800 Land $61,300 Building $217,500$278,800 (-) Land $61,300 Building $217,500
2021$278,800 Land $61,300 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Anna's Way in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims86 (1993–2019)
Claims Outside the SFHA5 of 86
Most Recent ClaimApr 2019 · tidal / storm surge
Claims by Event
  • Hurricane Matthew, Oct 2016 · 4 claims
  • Hurricane Irene, Aug 2011 · 41 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Anna's Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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