Saginaw County property record for 12799 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,396 sqft · built 1960 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,500 (Jan 2017) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-26-3103-000 |
| Primary APN | 05-10-6-26-3103-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 167 sqft |
| Patio Area | 410 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12799 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 3 PAGE SUBDIVISION SEC 26 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 26 |
| Legal Subdivision | PAGE SUBDIVISION |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12799 GERA RD, BIRCH RUN, MI 48415-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Intrafamily Transfer, Transfer |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 6, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on Record |
| Deed Sale | Jan 6, 2017 · Amount on Record |
| Prior Sale | Jan 29, 2016 · Amount on Record |
| Deed Document Number | 2017461 |
| Deed Book / Page | 2885 / 1078 |
| Last Transfer Date | Oct 19, 2022 |
| Transfer Doc | 0000030365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 29, 2022 |
| Property Address | 12799 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000030365 |
| Map Reference | LB 10 PG 25 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022030365 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12799 GERA RD, 12799, BIRCH RUN, MI 48415-9476 |
| Name | Verified Name |
|---|---|
| Address | 12799 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12799 GERA RD, BIRCH RUN, MI 48415-9476 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12799 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000005241 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022005241 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 6, 2017 |
| Property Address | 12799 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000000461 |
| Book / Page | 002885 / 001078 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 461 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 328 LOCH PAY DR MOUNT MORRIS MI 48457, MOUNT MORRIS, MI 48457 |
| Document Number | 462, |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 002885/001080 |
| Instrument | 462 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2047 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,000 (+28.24%) | $198,000 (+28.24%) | |
| 2025 | $2,182.00 (+19.04%) Homeowner's exemption | ||
| 2023 | $77,200 | $154,400 | |
| 2022 | $1,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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