Saginaw County property record for 12758 Gera Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1966 |
| Lot Size | 0.533 acres (23,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Dec 2021) |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-27-4214-000 |
| Primary APN | 05-10-6-27-4214-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,217 sqft (0.533 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 107 sqft |
| Deck Area | Deck Area |
| Patio Area | 422 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12758 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 14 HENSEL SUBDIVISION A PART OF SE 1/4 SEC 27 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 27 |
| Legal Subdivision | HENSEL SUBDIVISION |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13100 |
12758 Gera Rd is owned and occupied by two individuals who bought it in December 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12758 GERA RD, BIRCH RUN, MI 48415-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Dec 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on File |
| Deed Sale | Dec 14, 2021 · Amount on File |
| Prior Sale | Dec 14, 2021 · Amount on File |
| Deed Document Number | 202139209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 14, 2021 |
| Property Address | 12758 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000039143 |
| Map Reference | LB 10 PG 35 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021039143 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9624 WINSTON RD, 9624, PINCKNEY, MI 48169-8917 |
| Name | Verified Name |
|---|---|
| Address | 12758 GERA RD, BIRCH RUN, MI 48415-9476 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039144 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021039144 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 14, 2021 |
| Property Address | 12758 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000039209 |
| Map Reference | LB 10 PG 35 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021039209 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9624 WINSTON RD, 9624, PINCKNEY, MI 48169-8917 |
| Name | Verified Name |
|---|---|
| Address | 12758 GERA RD, BIRCH RUN, MI 48415-9476 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039210 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021039210 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12758 GERA RD, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000000349 |
| Book / Page | 002885 / 000601 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Address | 12758 GERA RD BIRCH RUN MI 484159476, BIRCH RUN, MI 48415-9476 |
| Document Number | 0000000349 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 002885/000601 |
| Instrument | 349 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
The 2025 property tax bill for 12758 Gera Rd was $2,473 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,100 (+2.62%) | $188,200 (+2.62%) | |
| 2025 | $2,473.00 Homeowner's exemption | $91,700 | $183,400 |
| 2023 | $74,700 | $149,400 | |
| 2022 | $2,076.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12758 Gera Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12758 Gera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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