12790 Triple Oak, Lowell, MI 49331 Property Records

Kent County property record for 12790 Triple Oak, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2021)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-27-200-059`

Property Details

APN / Parcel Number

Primary APN	`41-16-27-200-059`

Exterior

Lot Area	55,757 sqft (1.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12790 TRIPLE OAK
City	LOWELL
State	MI
Zip	49331-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	411627200059 PART OF NE 1/4 COM 1016.61 FT S 0D 07M 36S W ALONG E SEC LINE FROM NE COR OF SEC TH S 0D 07M 36S W 304.19 FT TH
Legal Range	09W
Legal Township	07N
Legal Section	27
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1035
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit MEIJER CREDIT UNION
Apr 15, 2021	Warranty Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CU
Mar 29, 2021	Warranty Deed, Transfer GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	202144673
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Apr 14, 2026
Property Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598
Document Number	0000024013
Instrument Date	Mar 5, 2026
Instrument	202624013
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598

Mortgage

Document Number	0000024013,
Date	Apr 14, 2026
Instrument	202624013

Lender

Name	MEIJER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 15, 2021
Property Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598
Document Number	0000044673
Instrument Date	Apr 8, 2021
Instrument	20210415-0044673
Transaction Type	Construction Loan
Record Updated	Nov 25, 2022
Title Company	GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 W MAIN ST, 200, LOWELL, MI 49331-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598

Mortgage

Document Number	0000044674
Date	Apr 15, 2021
Instrument	20210415-0044674

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 29, 2021
Property Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598
Document Number	0000037219
Instrument Date	Mar 16, 2021
Instrument	20210329-0037219
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	GRAND RAPIDS TITLE COMPANY LLC, GRAND RAPIDS TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12790 TRIPLE OAK, 12790, LOWELL, MI 49331-8598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12790 TRIPLE OAK, LOWELL, MI 49331-8598

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,300 (+2.84%)	$536,600 (+2.84%)
2025	$6,017.00 (+1.01%)	$260,900 (+26.1%)	$521,800 (+26.1%)
2024	$5,957.00 (+3,068.62%)
2023		$206,900	$413,800
2019	$188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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