12740 Triple Oak, Lowell, MI 49331 Property Records

Kent County property record for 12740 Triple Oak, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,054 sqft · built 1973
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Sep 2025)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-27-200-062`

Property Details

APN / Parcel Number

Primary APN	`41-16-27-200-062`
Alternative APN	`411627200057`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,054 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	1,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	81,022 sqft (1.86 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12740 TRIPLE OAK
City	LOWELL
State	MI
Zip	49331-8598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	411627200062 PART OF NE 1/4 COM 1320.80 FT S 0D 07M 36S W ALONG E SEC LINE & 330.0 FT N 89D 38M 11S W FROM NE COR OF SEC TH N
Legal Range	09W
Legal Township	07N
Legal Section	27
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1035
Census Tract	12003

Owner

12740 Triple Oak is owned and occupied by two individuals who bought it in September 2025.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12740 TRIPLE OAK, LOWELL, MI 49331-8598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Apr 15, 2021 · Amount on File
Deed Document Number	202557164
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12740 TRIPLE OAK, LOWELL, MI 49331-8598
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12740 TRIPLE OAK, LOWELL, MI 49331-8598

Mortgage

Document Number	0000007240
Date	Jan 24, 2022
Instrument	20220124-0007240

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 15, 2021
Property Address	12740 TRIPLE OAK, LOWELL, MI 49331-8598
Document Number	0000044757
Instrument Date	Apr 12, 2021
Instrument	20210415-0044757
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12740 TRIPLE OAK, 12740, LOWELL, MI 49331-8598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13406 VERGENNES ST, LOWELL, MI 49331-9600
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044758
Date	Apr 15, 2021
Instrument	20210415-0044758

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12740 Triple Oak was $4,634, up 43.7% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,800 (+0.62%)	$391,600 (+0.62%)
2025	$4,634.00 (+43.69%) Homeowner's exemption	$194,600	$389,200
2024	$3,225.00
2023		$156,900	$313,800
2019	$2,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12740 Triple Oak in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12740 Triple Oak is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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