Kent County property record for 12845 Triple Oak, Lowell, MI 49331
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Mar 2026) |
| Tax Bill | $279 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-16-26-101-014 |
| Primary APN | 41-16-26-101-014 |
|---|
| Lot Area | 36,155 sqft (0.83 acres) |
|---|
| Street Address | 12845 TRIPLE OAK |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-9812 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 411626101014 UNIT 14 * FLAT RIVER VISTA CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.1134 INSTRUMENT |
| Legal Subdivision | FLAT RIVER VISTA CONDOMINIUM KENT COUNTY |
| Legal Unit | 14 |
| Jurisdiction | KENT MI |
| Township / Civil Division | VERGENNES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 12003 |
12845 Triple Oak, residential vacant land, is owned by two individuals who acquired it in April 2026.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 N LAKE SHORE DR, 2304, CHICAGO, IL 60611-4586 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · Construction Mortgage CHOICEONE BANK |
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Deed Document Number | 202612998 |
| Last Transfer Date | Apr 10, 2026 |
| Transfer Doc | 0000025426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Apr 20, 2026 |
| Property Address | 12845 TRIPLE OAK, LOWELL, MI 49331-9812 |
| Document Number | 0000025426 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202625426 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000025427, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026042025427 |
| Name | CHOICEONE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Mar 3, 2026 |
| Property Address | 12845 TRIPLE OAK, LOWELL, MI 49331-9812 |
| Document Number | 0000012998 |
| Map Reference | DOC 202111120123341 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 20260303-0012998 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | SUN TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13315 BECKWITH DR NE, LOWELL, MI 49331-9363 |
| Name | Verified Name |
|---|---|
| Address | 12845 TRIPLE OAK, LOWELL, MI 49331-9812 |
| Document Number | 0000012999 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 20260303-0012999 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 4, 2041 |
The 2025 property tax bill for 12845 Triple Oak was $279, up 61.3% from the year before.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Vergennes Township |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,200 (-35.05%) | $40,400 (-35.05%) | |
| 2025 | $279.00 (+61.27%) | $31,100 | $62,200 |
| 2024 | $173.00 | ||
| 2023 | $21,800 | $43,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12845 Triple Oak in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12845 Triple Oak is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: AT&T.
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