1279 Betts St, El Cajon, CA 92020 Property Records

San Diego County property record for 1279 Betts St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,998 sqft · built 1987
Lot Size0.408 acres (17,761 sqft)
OwnerCompany Name on Record
Last Sale$340,000 (May 1998)
Tax Bill$9,160 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN482-442-39-00

Property Details

APN / Parcel Number

Primary APN482-442-39-00
Alternative APN
  • 4824422600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,998 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area17,761 sqft (0.408 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number4824422600
Street Address1279 BETTS ST
CityEL CAJON
StateCA
Zip92020-8801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-14
Legal DescriptionLOT 49 DOC86-237508 IN LOT 50& TR 008960
Legal SubdivisionFLETCHER TERRACE
Legal Tract008960
Legal Block1
Legal Lot Number49,50
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1009
Census Tract16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1279 BETTS ST, EL CAJON, CA 92020-8801
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 1998 · Amount on Record
Deed SaleMay 14, 1998 · Amount on Record
Prior SaleJun 13, 1986 · Amount on Record
Deed Document Number1998285200
Last Transfer DateAug 16, 2013
Transfer Doc0000650038
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1279 BETTS ST, EL CAJON, CA 92020-8801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 BETTS ST, EL CAJON, CA 92020-8801

Mortgage

Document Number0000482714
DateAug 25, 2020
Instrument2020-0482714
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$689,706 (+2%) Land $152,222 Building $537,484
2025$9,160.00 (+8.1%) Homeowner's exemption$676,184 (+4.04%) Land $149,238 Building $526,946
2023$8,474.00 (-6.08%) Homeowner's exemption$649,929 Land $143,444 Building $506,485
2022$9,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Betts St

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