San Diego County property record for 1148 Betts St, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,816 sqft · built 1986 |
| Lot Size | 0.34 acres (14,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jul 2009) |
| Tax Bill | $7,758 (2025) |
| Deeds & Mortgages | Jul 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-442-25-00 |
| Primary APN | 482-442-25-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,816 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Lot Area | 14,795 sqft (0.34 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1148 BETTS ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-14 |
| Legal Description | LOT 44 TR 008960 |
| Legal Subdivision | FLETCHER TERRACE |
| Legal Tract | 008960 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 16201 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1148 BETTS ST, EL CAJON, CA 92020-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2009 · Amount on Record |
| Deed Sale | Jul 31, 2009 · Amount on Record |
| Prior Sale | Oct 11, 2006 · Amount on Record |
| Deed Document Number | 2009428097 |
| Prior Transfer Date | Sep 12, 2006 |
| Prior Transfer Doc | 0000724585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1148 BETTS ST, EL CAJON, CA 92020-8802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1148 BETTS ST, EL CAJON, CA 92020-8802 |
| Document Number | 0000502991 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021-0502991 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 31, 2046 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $625,384 (+2%) Land $384,167 Building $241,217 | |
| 2025 | $7,758.00 (-3.78%) Homeowner's exemption | $613,123 (+4.04%) Land $376,635 Building $236,488 |
| 2023 | $8,063.00 (+6.18%) Homeowner's exemption | $589,315 Land $362,010 Building $227,305 |
| 2022 | $7,594.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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