1173 Betts St, El Cajon, CA 92020 Property Records

San Diego County property record for 1173 Betts St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,737 sqft · built 1981
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on Record
Last Sale	$769,000 (Jun 2020)
Tax Bill	$11,110 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`482-442-16-00`

Property Details

APN / Parcel Number

Primary APN	`482-442-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,737 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	10,324 sqft (0.237 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1173 BETTS ST
City	EL CAJON
State	CA
Zip	92020-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 35 TR 008960
Legal Subdivision	FLETCHER TERRACE
Legal Tract	008960
Legal Block	1
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	16201

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPLITERO INC
Feb 19, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 26, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 26, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Oct 25, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Oct 25, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Aug 30, 1985 · Amount on Record
Deed Document Number	2020335994
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000335993
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 BETTS ST, EL CAJON, CA 92020-8802

Mortgage

Document Number	0000348148
Date	Aug 31, 2022
Instrument	2022-0348148

Lender

Name	SPLITERO INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 BETTS AT, EL CAJON, CA 92020

Mortgage

Document Number	0000128972
Date	Feb 19, 2021
Instrument	2021-0128972

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2020
Property Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000335994
Instrument Date	May 27, 2020
Instrument	335994
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1173 BETTS ST EL CAJON CA 920208802, EL CAJON, CA 92020-8802

Mortgage

Document Number	335995
Date	Jun 26, 2020
Instrument	335995

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2020
Property Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000335993
Instrument Date	May 27, 2020
Instrument	335993
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1173 BETTS ST EL CAJON CA 920208802, EL CAJON, CA 92020-8802

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2019
Property Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000486105
Instrument Date	Oct 9, 2019
Instrument	486105
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	113 W G ST #331 SAN DIEGO CA 921016096, 331, SAN DIEGO, CA 92101-6096

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2019
Property Address	1173 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000486104
Instrument Date	Oct 9, 2019
Instrument	486104
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	113 W G ST #331 SAN DIEGO CA 921016096, 331, SAN DIEGO, CA 92101-6096

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,829 (+2%) Land $461,908 Building $395,921
2025	$11,110.00 (+5.77%) Homeowner's exemption	$841,009 (+4.04%) Land $452,851 Building $388,158
2023	$10,504.00 (+0.11%) Homeowner's exemption	$808,354 Land $435,267 Building $373,087
2022	$10,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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