Hamilton County property record for 12771 Apsley Ln, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,039 sqft · built 2016 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,415 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-065-001.000-018 |
| Primary APN | 29-09-28-065-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 2,039 sqft |
| 2nd Floor Area | 858 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12771 APSLEY LN |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-7378 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .05, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, REPLAT INFORMATION: REPLAT, SECTION 3001-A, LOT 501, BLOCK F, ADDITIONAL LEGAL DESCRIPTION: VILLAGE CENTER PART 2 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WESTCLAY |
| Legal Block | F |
| Legal Lot Number | 501 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 111009 |
12771 Apsley Ln, a condominium, is owned by a company that acquired it in September 2021 and is owner-occupied.
Source: Hamilton County records, as of May 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 3456, CARMEL, IN 46082-3456 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Jul 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Oct 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 30, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 |
| Deed Sale | Sep 22, 2021 |
| Prior Sale | Oct 15, 2018 · Amount on File |
| Deed Document Number | 202169220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12771 APSLEY LN, CARMEL, IN 46032-7378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025375 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 2018025375 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12771 APSLEY LN, CARMEL, IN 46032-7378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033273 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019033273 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 15, 2018 |
| Property Address | 12771 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 2018048923 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018048923 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | STEWART TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1271 APSLEY LANE, CARMEL, IN 46032 |
| Document Number | 2018048924 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2018048924 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 30, 2017 |
| Property Address | 12771 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 2017053806 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017053806 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12771 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 2017053807 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017053807 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403,200 (+8.62%) Land $110,000 Building $293,200 | $403,200 (+8.62%) Land $110,000 Building $293,200 | |
| 2024 | $7,415.00 (-1.64%) | $371,200 (-0.75%) Land $110,000 Building $261,200 | $371,200 (-0.75%) Land $110,000 Building $261,200 |
| 2023 | $7,539.00 (+7.49%) | $374,000 (+9.97%) Land $110,000 Building $264,000 | $374,000 (+9.97%) Land $110,000 Building $264,000 |
| 2022 | $7,014.00 Homeowner's exemption | $340,100 Land $46,400 Building $293,700 | $340,100 Land $46,400 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12771 Apsley Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12771 Apsley Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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