Hamilton County property record for 12759 Apsley Ln, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,039 sqft · built 2016 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $287,500 (Jan 2019) |
| Tax Bill | $3,951 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-065-003.000-018 |
| Primary APN | 29-09-28-065-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,479 sqft |
| 1st Floor Area | 2,039 sqft |
| 2nd Floor Area | 858 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12759 APSLEY LN |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-7378 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | K F, ADDITIONAL LEGAL DESCRIPTION: VILLAGE CENTER PART 2 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WESTCLAY |
| Legal Block | F |
| Legal Lot Number | 503 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 111009 |
Source: Hamilton County records · APN 29-09-28-065-003.000-018
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA |
| Jan 07, 2019 | Intrafamily Transfer, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| May 30, 2018 | Intrafamily Transfer, Transfer FIDELITY NATL TITLE CO LLC |
| Nov 17, 2017 | Warranty Deed, Subdivision Related Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2019 · Amount on Record |
| Deed Sale | Jan 07, 2019 · Amount on Record |
| Prior Sale | Nov 17, 2017 |
| Deed Document Number | 2019565 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 0000000565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024696 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019024696 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.65% |
| Index | 1-Year LIBOR |
| Max Rate | 8.65% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 07, 2019 |
| Property Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 2019000565 |
| Map Reference | CAB 5 SL 514 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019000565 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | FIDELITY NATL TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 2019000566 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 2019000566 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.2% |
| Index | 1-Year LIBOR |
| Max Rate | 9.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 30, 2018 |
| Property Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 2018023291 |
| Instrument Date | May 29, 2018 |
| Instrument | 2018023291 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | FIDELITY NATL TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 17, 2017 |
| Property Address | 12759 APSLEY LN, CARMEL, IN 46032-7378 |
| Document Number | 0000057149 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 57149 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12759 APSLEY LN CARMEL IN 460327378, CARMEL, IN 46032-7378 |
Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396,100 (+8.67%) Land $110,000 Building $286,100 | $396,100 (+8.67%) Land $110,000 Building $286,100 | |
| 2024 | $3,951.00 (+2.33%) | $364,500 (-0.74%) Land $110,000 Building $254,500 | $364,500 (-0.74%) Land $110,000 Building $254,500 |
| 2023 | $3,861.00 (+2.52%) Homeowner's exemption | $367,200 (+10.44%) Land $110,000 Building $257,200 | $367,200 (+10.44%) Land $110,000 Building $257,200 |
| 2022 | $3,766.00 Homeowner's exemption | $332,500 Land $46,400 Building $286,100 | $332,500 Land $46,400 Building $286,100 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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