12770 Apsley Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 12770 Apsley Ln, Carmel, IN 46032

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,352 sqft · built 2002
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on Record
Tax Bill$7,647 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN29-09-28-028-004.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-028-004.000-018
Alternative APN
  • 1709280028004000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories3 Stories
Building Area2,352 sqft Living Area
1st Floor Area480 sqft
2nd Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleRow End or Row Middle
Roof MaterialAsphalt
Lot Area3,049 sqft (0.069 acres)
Lot Dimensions79 ft deep x 39 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280028004000
Street Address12770 APSLEY LN
CityCARMEL
StateIN
Zip46032-7241
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionACREAGE .07, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, REPLAT INFORMATION: BLOCKS 4-10, COMMON AREA C OF BLOCK J
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionVILLAGE/WESTCLAY REPLATS
Legal Block4-10,J
Legal Lot Number404
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1024
Census Tract111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4101 MARK TWAIN BLVD, FLOWER MOUND, TX 75022-4931
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Dec 6, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2021
Deed SaleFeb 9, 2021
Prior SaleDec 6, 2017 · Amount on Record
Deed Document Number2021010423
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateFeb 9, 2021
Property Address12770 APSLEY LN, CARMEL, IN 46032-7241
Document Number0000010423
Map ReferenceCAB 3 SL 2
Instrument DateFeb 4, 2021
Instrument2021010423
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12675 MOONSEED DR, CARMEL, IN 46032-8397

Mortgage

Document Number0000010424
DateFeb 9, 2021
Instrument2021010424
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 6, 2017
Property Address12770 APSLEY LN, CARMEL, IN 46032-7241
Document Number0000060033
Instrument DateDec 4, 2017
Instrument60033
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12770 APSLEY LN CARMEL IN 460327241, CARMEL, IN 46032-7241

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$424,600 (+10.92%) Land $105,000 Building $319,600$424,600 (+10.92%) Land $105,000 Building $319,600
2024$7,647.00 (+21.48%)$382,800 (+22.57%) Land $105,000 Building $277,800$382,800 (+22.57%) Land $105,000 Building $277,800
2023$6,295.00 (-3.57%)$312,300 (-1.33%) Land $105,000 Building $207,300$312,300 (-1.33%) Land $105,000 Building $207,300
2022$6,528.00$316,500 Land $73,000 Building $243,500$316,500 Land $73,000 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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