1277 3rd St NE, Cairo, GA 39828 Property Records

Grady County property record for 1277 3rd St NE, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1963
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Dec 2021)
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0250-005-000`

Property Details

APN / Parcel Number

Primary APN	`C0250-005-000`
Alternative APNs	`C0250005` `11786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Tile

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 87 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	11786
Old Parcel Number	C0250005
Street Address	1277 3RD ST NE
City	CAIRO
State	GA
Zip	39828-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK2 LT8 LD18 HIGHLAND
Legal Subdivision	HIGHLAND
Legal Block	2
Legal Lot Number	8
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2012
Census Tract	950402

Owner

1277 3rd St NE is owned and occupied by an individual who bought it in December 2021.

Source: Grady County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1277 3RD ST NE, CAIRO, GA 39828-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Oct 26, 2017	Deed of Trust, Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Deed Document Number	0000899613
Deed Book / Page	899 / 613
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Dec 3, 2021
Property Address	1277 3RD ST NE, CAIRO, GA 39828-1106
Document Number	000899/613
Book / Page	899 / 613
Instrument Date	Dec 3, 2021
Instrument	2021-001123
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 3RD ST NE, CAIRO, GA 39828-1106

Mortgage

Document Number	0000000899/0000000615
Date	Dec 3, 2021
Book Page	0000000899/0000000615

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1277 3RD ST NE, CAIRO, GA 39828-1106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	824/606
Date	Oct 26, 2017
Book Page	824/606

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1277 3rd St NE was $1,277, down 14.5% from the year before.

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,277.00 (-14.52%)	$42,444 (+12.08%) Land $2,080 Building $40,364	$106,110 (+12.08%) Land $5,200 Building $100,910
2024	$1,494.00 (+40.55%)	$37,868 (+31.77%) Land $2,080 Building $35,788	$94,670 (+31.76%) Land $5,200 Building $89,470
2023	$1,063.00 (+3.3%)	$28,739 (-) Land $4,089 Building $24,650	$71,848 (-) Land $10,223 Building $61,625
2022	$1,029.00	$28,739 Land $4,089 Building $24,650	$71,848 Land $10,223 Building $61,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1277 3rd St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1277 3rd St NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO serves 9,637 people · EPA ID GA1310000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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