Grady County property record for 1245 3rd St NE, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 816 sqft · built 1960 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $60,000 (Nov 2014) |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0250-004-000 |
| Primary APN | C0250-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Heated Area |
| 1st Floor Area | 816 sqft |
| Utility Area | 72 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 130 ft deep x 88 ft wide |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 85 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 11785 |
|---|---|
| Street Address | 1245 3RD ST NE |
| City | CAIRO |
| State | GA |
| Zip | 39828-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK2 LT9 HIGHLANDS S/D |
| Legal Subdivision | HIGHLAND |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950402 |
1245 3rd St NE is owned by a company that bought it in November 2014.
Source: Grady County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1245 3RD ST NE, CAIRO, GA 39828-1106 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on File |
| Deed Sale | Nov 18, 2014 · Amount on File |
| Prior Sale | Jul 6, 1989 |
| Deed Document Number | 2014821 |
| Deed Book / Page | 780 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Jul 24, 2026 |
| Property Address | 1245 3RD ST NE, CAIRO, GA 39828-1106 |
| Document Number | 0981000616 |
| Book / Page | 981 / 616 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1245 3RD ST NE, CAIRO, GA 39828-1106 |
| Document Number | 0981000616, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 981/616 |
| Name | UNITED NATIONAL BANK |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 1, 2027 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 1245 3rd St NE was $847, down 15.9% from the year before.
Source: Grady County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $847.00 (-15.89%) | $28,150 (+10.25%) Land $2,080 Building $26,070 | $70,375 (+10.25%) Land $5,200 Building $65,175 |
| 2024 | $1,007.00 (+58.58%) | $25,532 (+48.62%) Land $2,080 Building $23,452 | $63,830 (+48.62%) Land $5,200 Building $58,630 |
| 2023 | $635.00 (+3.25%) | $17,179 (-) Land $4,136 Building $13,043 | $42,948 (-) Land $10,340 Building $32,608 |
| 2022 | $615.00 | $17,179 Land $4,136 Building $13,043 | $42,948 Land $10,340 Building $32,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1245 3rd St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1245 3rd St NE is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect.
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