Grady County property record for 1146 3rd St NE, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,278 sqft · built 1968 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,912 (Feb 2023) |
| Tax Bill | $1,019 (2023) |
| Deeds & Mortgages | Oct 2017 Mortgage Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0250-035-000 |
| Primary APN | C0250-035-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Heated Area |
| 1st Floor Area | 1,026 sqft |
| Utility Area | 72 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 130 ft deep x 89 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 192 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11809 |
|---|---|
| Old Parcel Number | C0250035 |
| Street Address | 1146 3RD ST NE |
| City | CAIRO |
| State | GA |
| Zip | 39828-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5 BLK:5 SUBD:HIGHLAND |
| Legal Subdivision | HIGHLAND |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950402 |
Source: Grady County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage UNITED NATIONAL BANK |
| Feb 10, 2023 | Warranty Deed, Transfer · VA Mortgage MID CONTINENT FUNDING |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONAL BANK |
| Sep 20, 2019 | Warranty Deed, Transfer UNITED NATIONAL BANK |
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on File |
| Deed Sale | Feb 13, 2023 · Amount on File |
| Prior Sale | Sep 20, 2019 · Amount on File |
| Deed Document Number | 0000921493 |
| Deed Book / Page | 921 / 493 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 000921/493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000824/702 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 824/702 |
| Name | UNITED NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Nov 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Feb 10, 2023 |
| Property Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Document Number | 000921/493 |
| Book / Page | 921 / 493 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023-000125 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000921495 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 921/495 |
| Name | MID CONTINENT FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Document Number | 0000000856/0000000075 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 0000000856/0000000075 |
| Name | UNITED NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | Sep 20, 2019 |
| Property Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Document Number | 856/73 |
| Book / Page | 856 / 73 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019-000795 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Document Number | 0000000856/0000000075 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 0000000856/0000000075 |
| Name | UNITED NATIONAL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 1146 3RD ST NE, CAIRO, GA 39828-1623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000824702 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 824/702 |
| Name | UNITED NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 1, 2020 |
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $58,008 (+98.64%) Land $2,160 Building $55,848 | $145,020 (+98.64%) Land $5,400 Building $139,620 |
| 2023 | $1,019.00 (-3.96%) Homeowner's exemption | $29,202 (-1.44%) Land $4,183 Building $25,019 | $73,006 (-1.44%) Land $10,458 Building $62,548 |
| 2022 | $1,061.00 Homeowner's exemption | $29,629 Land $4,183 Building $25,446 | $74,072 Land $10,458 Building $63,614 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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