Santa Cruz County property record for 1276 San Andreas Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,889 sqft · built 1980 |
| Lot Size | 2.06 acres (89,995 sqft) |
| Owner | Trust Name on File |
| Last Sale | $295,000 (Jul 1998) |
| Tax Bill | $5,898 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-311-05 |
| Primary APN | 046-311-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,889 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 89,995 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Carport |
| Garage Area | 303 sqft |
| Carport | Carport |
| Carport Area | 303 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 650 sqft |
| Patio Area | 650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1276 SAN ANDREAS RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 43 |
| Legal Subdivision | RANCHO SAN ANDREAS |
| Legal Lot Number | 43 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 122300 |
1276 San Andreas Rd is owner-occupied and held in a trust since April 2006.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1276 SAN ANDREAS RD, WATSONVILLE, CA 95076-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 1998 · Amount on File |
| Deed Sale | Jul 17, 1998 · Amount on File |
| Deed Document Number | 199840418 |
| Last Transfer Date | Apr 14, 2006 |
| Transfer Doc | 0000057307 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1276 SAN ANDREAS RD, WATSONVILLE, CA 95076-9637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000018235 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020-0018235 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1276 San Andreas Rd was $5,898 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,727 (+2%) Land $279,838 Building $191,889 | ||
| 2025 | $5,898.00 Homeowner's exemption | $462,477 Land $274,351 Building $188,126 | |
| 2023 | $5,183.00 (+1.93%) Homeowner's exemption | $444,518 Land $263,697 Building $180,821 | $938,070 |
| 2022 | $5,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1276 San Andreas Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Apr 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 San Andreas Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks.
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