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1276 Ruidoso Downs Dr, Terrell, TX 75160 Property Records

Kaufman County property record for 1276 Ruidoso Downs Dr, Terrell, TX 75160

Property Summary

Property TypeCommercial
Details3 bd · 2 ba · 4,472 sqft · built 2000
Lot Size1.27 acres (55,626 sqft)
Owner2 Individual Names on Record
Last Sale$432,300 (May 2017)
Tax Bill$10,403 (2024)
Deeds & MortgagesJul 2021 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR44802

Property Details

APN / Parcel Number

Primary APNR44802
Alternative APNs
  • 00.4205.0000.0108.00.02.08
  • 44802

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,472 sqft Gross Area
1st Floor Area3,313 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area55,626 sqft (1.27 acres)
Garage TypeAttached
Garage Area772 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchCovered Porch
Porch Area723 sqft
Deck Area310 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1276 RUIDOSO DOWNS DR
CityTERRELL
StateTX
Zip75160-7381
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWINNERS CIRCLE 1 & 2 & 3 & 4, LOT 108; & HOUSE
Legal SubdivisionWINNERS CIRCLE 1 & 2 & 3 & 4
Legal Block1
Legal Lot Number108
JurisdictionKAUFMAN TX
Township / Civil DivisionFORNEY
Census Block Group1
Census Block1014
Census Tract50212

Owner

Source: Kaufman County records, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1276 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 14, 2019Deed of Trust, Mortgage
WATERMARK CAP
May 15, 2017Warranty Deed, Transfer
FIRSTBANK
Jan 23, 2017Loan Modification, Mortgage
CITIMORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Deed Document Number201710699
Deed Book / Page5340 / 513
Prior Transfer DateMay 12, 2017
Prior Transfer Doc0053400513
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address1276 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071030055
DateJul 16, 2021
Book Page7103/55
Instrument2021-0028237
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address1276 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanySOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069000327
DateMar 24, 2021
Book Page6900/327
Instrument2021-0011313
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address1276 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381
Document Number0062410171
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyPRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY SETTLEMENT GRP/TX LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4276 RUIDOSO DOWNS DR TERRELL TX 75160, TERRELL, TX 75160

Mortgage

Document Number0062410171
DateDec 17, 2019
Book Page006241/000171
Instrument31739
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92616
Agreement
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAUFMAN TX
Recording DateMay 15, 2017
Property Address1276 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381
Document Number0053400512
Book / Page005340 / 000512
Instrument DateMay 12, 2017
Instrument10699
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyRANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1276 RUIDOSO DOWNS DR TERRELL TX 751607381, TERRELL, TX 75160-7381

Mortgage

Document Number53400515
DateMay 15, 2017
Book Page005340/000515
Instrument10700
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
AmountAmount Recorded
Term360 Months
DueMay 14, 2047

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKAUFMAN TX
Property Address1276 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381
Document Number0052690005
Book / Page005269 / 000005
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1276 RUIDOSO DOWNS DR TERRELL TX 751607381, TERRELL, TX 75160-7381

Mortgage

Document Number0052690005
DateFeb 21, 2017
Book Page005269/000005
Instrument3840
Lender
NameCITIMORTGAGE
TypeMortgage Company
AddressO FALLON, MO 63368-2240
Agreement
AmountAmount Recorded
Term480 Months
DueFeb 20, 2057
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
MunicipalityTalty Town
Unified School DistrictForney Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$606,532 (-5.19%) Land $155,000 Building $451,532$606,532 (-5.19%) Land $155,000 Building $451,532
2024$10,403.00 (+11.45%)
2023$9,334.00 (-1.44%) Homeowner's exemption$639,753 Land $125,000 Building $514,753$639,753 Land $125,000 Building $514,753
2022$9,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Wi-Five Broadband
Fixed Wireless		100 / 100

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