Kaufman County property record for 1206 Ruidoso Downs Dr, Terrell, TX 75160
| Property Type | Commercial |
|---|---|
| Details | 3,844 sqft · built 1998 |
| Lot Size | 1.15 acres (50,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $524,500 (Sep 2020) |
| Tax Bill | $8,282 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R44799 |
| Primary APN | R44799 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,844 sqft Gross Area |
| 1st Floor Area | 2,668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,399 sqft (1.15 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Covered Porch |
| Porch Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1206 RUIDOSO DOWNS DR |
|---|---|
| City | TERRELL |
| State | TX |
| Zip | 75160-7381 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WINNERS CIRCLE 1 & 2 & 3 & 4, LOT 105; & HOUSE |
| Legal Subdivision | WINNERS CIRCLE 1 & 2 & 3 & 4 |
| Legal Block | 1 |
| Legal Lot Number | 105 |
| Jurisdiction | KAUFMAN TX |
| Township / Civil Division | FORNEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50212 |
1206 Ruidoso Downs Dr, a commercial property, is owned and occupied by two individuals who bought it in September 2020.
Source: Kaufman County records, as of August 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1206 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Vendor's Lien, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 17, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on File |
| Deed Sale | Sep 1, 2020 · Amount on File |
| Prior Sale | Aug 17, 2015 · Amount on File |
| Deed Document Number | 202026171 |
| Deed Book / Page | 6570 / 214 |
| Prior Transfer Date | Aug 28, 2020 |
| Prior Transfer Doc | 0065700214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Sep 1, 2020 |
| Property Address | 1206 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381 |
| Document Number | 0065700214 |
| Book / Page | 6570 / 214 |
| Map Reference | CAB 2 ENV 143 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020-0026171 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | STEWART |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381 |
| Document Number | 20200026172 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 2020-0026172 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 1206 RUIDOSO DOWNS DR, TERRELL, TX 75160-7381 |
| Document Number | 0058140277 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1206 RUIDOSO DOWNS DR TERRELL TX 751607381, TERRELL, TX 75160-7381 |
| Document Number | 0058140277 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 005814/000277 |
| Instrument | 24169 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 23, 2033 |
Source: Kaufman County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kaufman County |
| Municipality | Talty Town |
| Unified School District | Forney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506,284 Land $155,000 Building $351,284 | $506,284 Land $155,000 Building $351,284 | |
| 2024 | $8,282.00 (-1.29%) | ||
| 2023 | $8,390.00 (-12.58%) | $522,169 Land $125,000 Building $397,169 | $522,169 Land $125,000 Building $397,169 |
| 2022 | $9,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1206 Ruidoso Downs Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1206 Ruidoso Downs Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
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