1107 Ruidoso Downs Dr, Terrell, TX 75160 Property Records

Kaufman County property record for 1107 Ruidoso Downs Dr, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,321 sqft · built 1997
Lot Size	1.5 acres (65,645 sqft)
Owner	Individual Name on File
Last Sale	$451,700 (Mar 2026)
Tax Bill	$7,363 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R44792`

Property Details

APN / Parcel Number

Primary APN	`R44792`
Alternative APNs	`00.4205.0000.0098.00.02.08` `44792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	2,321 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,645 sqft (1.5 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1107 RUIDOSO DOWNS DR
City	TERRELL
State	TX
Zip	75160-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINNERS CIRCLE 1 & 2 & 3 & 4, LOT 98; & HOUSE
Legal Subdivision	WINNERS CIRCLE 1 & 2 & 3 & 4
Legal Block	1
Legal Lot Number	98
Jurisdiction	KAUFMAN TX
Township / Civil Division	FORNEY
Census Block Group	1
Census Block	1030
Census Tract	50212

Owner

Source: Kaufman County records · APN R44792

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2123 US HIGHWAY 80 E, 8419, MESQUITE, TX 75150-5549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Vendor's Lien, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 03, 2019	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2017	Warranty Deed, Transfer · VA Mortgage NTFN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2026 · Amount on Record
Deed Sale	Mar 06, 2026 · Amount on Record
Prior Sale	Jul 03, 2019 · Amount on Record
Deed Document Number	20266843
Deed Book / Page	9351 / 401
Prior Transfer Date	Jul 02, 2019
Prior Transfer Doc	0060610296
Record Updated	Sep 20, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 06, 2026
Property Address	1107 RUIDOSO DOWNS DR, TERRELL, TX 75160-7395
Document Number	0093510401
Book / Page	9351 / 401
Map Reference	CAB 2 PG 143
Instrument Date	Mar 04, 2026
Instrument	2026-0006843
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 US 80 #8419 # 8419, 8419, LEWISVILLE, TX 75057

Mortgage

Document Number	20260006844
Date	Mar 06, 2026
Instrument	2026-0006844

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1107 RUIDOSO DOWNS DR, TERRELL, TX 75160-7395
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065500490
Date	Aug 20, 2020
Book Page	6550/490
Instrument	2020-0024568

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	MOSINEE, WI 54455

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2040

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jul 03, 2019
Property Address	1107 RUIDOSO DOWNS DR, TERRELL, TX 75160-7395
Document Number	0060610296
Book / Page	6061 / 296
Map Reference	CAB 2 ENV 143
Instrument Date	Jul 02, 2019
Instrument	2019-0015455
Transaction Type	Transfer
Record Updated	Oct 08, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 N 10TH ST, 114, MABANK, TX 75147-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 RUIDOSO DOWNS DR, TERRELL, TX 75160-7395

Mortgage

Document Number	20190015456
Date	Jul 03, 2019
Instrument	2019-0015456

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Dec 12, 2017
Property Address	1107 RUIDOSO DOWNS DR, TERRELL, TX 75160-7395
Document Number	0055320163
Book / Page	005532 / 000163
Instrument Date	Dec 11, 2017
Instrument	28618
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	RANGER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 RUIDOSO DOWNS DR TERRELL TX 751607395, TERRELL, TX 75160-7395

Mortgage

Document Number	55320166
Date	Dec 12, 2017
Book Page	005532/000166
Instrument	28619

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

Source: Kaufman County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Talty Town
Unified School District	Forney Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$472,219 (-3.02%) Land $155,000 Building $317,219	$472,219 (-3.02%) Land $155,000 Building $317,219
2024	$7,363.00 (+12.05%)
2023	$6,571.00 (-4.3%) Homeowner's exemption	$486,915 Land $125,000 Building $361,915	$486,915 Land $125,000 Building $361,915
2022	$6,866.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
3 Rooms Communications Fixed Wireless	100 / 100

Based on FCC filings for 97 locations within half a mile of this property.

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