Stephens County property record for 1171 Ridgemore Dr, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,879 sqft Heated Area |
| Lot Size | 87,991 sqft (2.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2020) |
| Tax Bill | $10,547.00 (2025) |
| Primary APN | 063F 014F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,879 sqft Heated Area |
| Basement Area | 2,025 sqft Basement |
| Finished Basement | 1,545 sqft Finished |
| Unfinished Basement | 480 sqft Unfinished |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,991 sqft (2.02 acres) |
| Depth X Width | 150 ft x 175 ft Depth x Width |
| Deck Area | 966 sqft Deck |
|---|---|
| Patio Area | 966 sqft Patio |
| Porch | Porch |
| Topography | Rolling Topography |
| Boat Access | Boat Access |
| Utility Building | 192 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Commercial Water Source |
| Account Number | 990650 |
|---|---|
| Street Address | 1171 RIDGEMORE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 CURRAHEE POINT SHORES |
| Legal Subdivision | CURRAHEE POINT SHORES |
| Legal Lot Number | 8,9 |
| Jurisdiction | STEPHENS GA |
| Minor Civil Division | ROCK CREEK |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 970201 |
Source: Stephens County records · APN 063F 014F
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK |
| May 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK |
| Sep 14, 2020 | Deed of Trust, Construction Loan · Building or Construction Mortgage FIRST CITIZENS BK |
| Oct 31, 2019 | Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2020 · Amount on Record |
| Deed Sale | Mar 06, 2020 · Amount on Record |
| Prior Sale | Oct 25, 2019 · Amount on Record |
| Deed Doc Number | 0001204101 |
| Deed Book / Page | 1204 / 101 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Document Number | 0013770000000055 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | 0000001377/0000000055 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Document Number | 0012970000000044 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 0000001297/0000000044 |
| Instrument | 000788 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 14, 2020 |
| Property Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Document Number | 0012220317 |
| Book / Page | 001222 / 000317 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | RIDGEMOOR DR TOCCOA GA 30577, TOCCOA, GA 30577 |
| Document Number | 12220317 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 001222/000317 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Oct 31, 2019 |
| Property Address | 1171 RIDGEMORE DR, TOCCOA, GA 30577-7304 |
| Document Number | 0011930059 |
| Book / Page | 001193 / 000059 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | RIDGEMORE DR EASTANOLLEE GA 30538, EASTANOLLEE, GA 30538 |
| Document Number | 11930061 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 001193/000061 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 30, 2024 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,547.00 (+17.4%) Homeowner's exemption | $453,406 (+49.25%) Land $81,727 Building $371,679 | $1,133,516 (+49.25%) Land $204,318 Building $929,198 |
| 2023 | $8,984.00 (+4.1%) Homeowner's exemption | $303,787 (+4.78%) Land $81,727 Building $222,060 | $759,468 (+4.78%) Land $204,318 Building $555,150 |
| 2022 | $8,630.00 Homeowner's exemption | $289,916 Land $81,727 Building $208,189 | $724,790 Land $204,318 Building $520,472 |
1171 Ridgemore Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Stephens County (13257C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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