1252 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1252 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 2017
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Jun 2024)
Tax Bill	$6,415 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-06-00400`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-06-00400`
Alternative APN	`272300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,560 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	7,057 sqft (0.162 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Patio Area	176 sqft
Balcony Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1252 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	LOT 4, BLOCK 6, CASCADIA
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1252 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 22, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
May 18, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20245074
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1252 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005481/462
Date	Feb 19, 2021
Book Page	5481/462
Instrument	2021-00002838

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 22, 2017
Property Address	1252 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Document Number	0000009752
Book / Page	004950 / 000315
Instrument Date	Aug 9, 2017
Instrument	9752
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.71
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1252 DELPLI LN CHARLOTTESVILLE VA 22911, CHARLOTTESVILLE, VA 22911

Mortgage

Document Number	9753
Date	Aug 22, 2017
Book Page	004950/000319
Instrument	9753

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 18, 2017
Property Address	1252 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653
Document Number	0000005527
Book / Page	004910 / 000359
Instrument Date	May 15, 2017
Instrument	5527
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,415.00 (+8.77%)	$717,600 (+8.76%) Land $170,000 Building $547,600	$717,600 (+8.76%) Land $170,000 Building $547,600
2025	$5,898.00 (+21.31%)	$659,800 (+15.88%) Land $180,000 Building $479,800	$659,800 (+15.88%) Land $180,000 Building $479,800
2023	$4,862.00	$569,400 Land $148,000 Building $421,400	$569,400 Land $148,000 Building $421,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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