12757 Lemon Pepper Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 12757 Lemon Pepper Dr, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,912 sqft · built 2018
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$393,000 (Oct 2022)
Tax Bill$7,679 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077479-4550

Property Details

APN / Parcel Number

Primary APN077479-4550
Alternative APN
  • U073120A8I000008000040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,912 sqft Living Area
Gross Area2,417 sqft
1st Floor Area773 sqft
Upper Floors Area1,139 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774794550
Street Address12757 LEMON PEPPER DR
CityRIVERVIEW
StateFL
Zip33578-7585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN CREEKS PHASES 1 AND 2 LOT 4 BLOCK 8
Legal Range20E
Legal Township31S
Legal Section07
Legal SubdivisionTWIN CREEKS PHASES 1 AND 2
Legal Block8
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2037
Census Tract13807

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Oct 17, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 15, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CITIBANK NA
Feb 19, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleJun 10, 2020 · Amount on Record
Deed Document Number2022495329
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
InvestorPossibly a Property Investor

Mortgage

Document Number0000214007
DateApr 29, 2021
Instrument2021214007
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJun 1, 2050

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 17, 2022
Property Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0000495329
Map ReferenceMB 129 PG 179-191
Instrument DateOct 14, 2022
Instrument2022495329
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,751.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24619 PORTOFINO DR, LUTZ, FL 33559-7404

Transferred To (Grantee/Buyer)

NameVerified Name
Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0000495330
DateOct 17, 2022
Instrument2022495330
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 10, 2020
Property Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0000233946
Map ReferenceMB 129 PG 179
Instrument DateMay 29, 2020
Instrument2020233946
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyEQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12757 LEMON PEPPER DR, 12757, RIVERVIEW, FL 33578-7585

Transferred To (Grantee/Buyer)

NameVerified Name
Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
InvestorPossibly a Property Investor

Mortgage

Document Number0000233947
DateJun 10, 2020
Instrument2020233947
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 15, 2018
Property Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0000328455
Book / Page25993 / 1371
Map ReferenceMB 129 PG 179-191
Instrument DateAug 9, 2018
Instrument2018328455
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,483.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4800 W CYPRESS ST200, 4800, TAMPA, FL 33607

Transferred To (Grantee/Buyer)

NameVerified Name
Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0259931376
DateAug 15, 2018
Book Page25993/1376
Instrument2018328456
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 19, 2018
Property Address12757 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0255691872
Book / Page025569 / 001872
Instrument DateFeb 16, 2018
Instrument68597
Transaction TypeTransfer
Record UpdatedFeb 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,633.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,731 (+3.68%) Land $66,352 Building $207,379$273,731 (+3.68%) Land $66,352 Building $207,379
2025$7,679.00 (+6.03%)$264,015 (-0.89%) Land $66,352 Building $197,663$264,015 (-0.89%) Land $66,352 Building $197,663
2023$7,242.00 (+42.33%)$266,392 (+41.14%) Land $66,352 Building $200,040$266,392 (+4.2%) Land $66,352 Building $200,040
2022$5,088.00 Homeowner's exemption$188,738$255,645 Land $54,912 Building $200,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims6 (2020–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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