12755 Lemon Pepper Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 12755 Lemon Pepper Dr, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,274 sqft · built 2018
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$222,900 (Aug 2018)
Tax Bill$2,861 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN077479-4548

Property Details

APN / Parcel Number

Primary APN077479-4548
Alternative APN
  • U073120A8I000008000030

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,274 sqft Living Area
Gross Area2,762 sqft
1st Floor Area920 sqft
Upper Floors Area1,354 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774794548
Street Address12755 LEMON PEPPER DR
CityRIVERVIEW
StateFL
Zip33578-7585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN CREEKS PHASES 1 AND 2 LOT 3 BLOCK 8
Legal Range20E
Legal Township31S
Legal Section07
Legal SubdivisionTWIN CREEKS PHASES 1 AND 2
Legal Block8
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2037
Census Tract13807

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 12, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 7, 2022Deed of Trust, Mortgage · VA Mortgage
NETWORK CAPITAL FUNDING CORP
Feb 24, 2023Deed of Trust, Mortgage · VA Mortgage
GROVES CAPITAL INC
Apr 29, 2020Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 7, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC
Jan 17, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Deed Document Number2018314449
Deed Book / Page25970 / 1096
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 19, 2026
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0000192370
Instrument DateMay 14, 2026
Instrument2026192370
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0000192370,
DateMay 19, 2026
Instrument2026192370
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0000124169
DateMar 12, 2021
Instrument2021124169
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0000179511
DateApr 7, 2022
Instrument2022179511
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0000077967
DateFeb 24, 2023
Instrument2023077967
Lender
NameGROVES CAPITAL INC
TypeMortgage Company
AddressRANCHO SANTA FE, CA 92091
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term313 Months
DueMar 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000179575
DateApr 29, 2020
Instrument2020179575
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 7, 2018
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0000314449
Book / Page25970 / 1096
Map ReferenceMB 129 PG 179
Instrument DateJul 31, 2018
Instrument2018314449
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,560.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585

Mortgage

Document Number0000314450
DateAug 7, 2018
Instrument2018314450
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 17, 2018
Property Address12755 LEMON PEPPER DR, RIVERVIEW, FL 33578-7585
Document Number0254991144
Book / Page025499 / 001144
Instrument DateJan 12, 2018
Instrument23737
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,514.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,483 (+2.7%)$292,654 (+4.06%) Land $66,352 Building $226,302
2025$2,861.00 (+9.66%) Disabled Person's exemption Veteran's exemption$201,055 (+5.99%)$281,245 (-1.1%) Land $66,352 Building $214,893
2023$2,609.00 (+3.45%) Disabled Person's exemption Veteran's exemption$189,698 (+3%)$284,386 (+2.82%) Land $66,352 Building $218,034
2022$2,522.00 Disabled Person's exemption Veteran's exemption$184,173$276,599 Land $54,912 Building $221,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims6 (2020–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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