Hillsborough County property record for 12754 Lemon Pepper Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,946 sqft · built 2018 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $211,900 (May 2018) |
| Tax Bill | $7,766 (2025) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Mar 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0774794538 |
| Primary APN | 0774794538 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Heated Area |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 1,166 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774794538 |
|---|---|
| Street Address | 12754 LEMON PEPPER DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-7583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TWIN CREEKS PHASES 1 AND 2 LOT 18 BLOCK 7 |
| Legal Range | 20 |
| Legal Township | 31 |
| Legal Section | 07 |
| Legal Subdivision | TWIN CREEKS PHASES 1 AND 2 |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 13807 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Mar 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 25, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Dec 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 2018209185 |
| Deed Book / Page | 25795 / 0461 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000660598 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021660598 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000116548 |
|---|---|
| Date | Mar 18, 2025 |
| Instrument | 2025116548 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Aug 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 25, 2018 |
| Property Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000209185 |
| Book / Page | 25795 / 0461 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018209185 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,483.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 12754 LEMON POPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000209186 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018209186 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 20, 2017 |
| Property Address | 12754 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0254480237 |
| Book / Page | 025448 / 000237 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 492350 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,816.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099 |
| Investor | Possibly a Property Investor |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,766.00 (+16.01%) | $268,742 (+0.64%) Land $66,352 Building $202,390 | $268,742 (+0.64%) Land $66,352 Building $202,390 |
| 2023 | $6,694.00 (+5.32%) | $267,027 (+2.75%) Land $66,352 Building $200,675 | $267,027 (+2.75%) Land $66,352 Building $200,675 |
| 2022 | $6,356.00 | $259,882 Land $54,912 Building $204,970 | $259,882 Land $54,912 Building $204,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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