12757 Kossuth St, Carmel, IN 46032 Property Records

Hamilton County property record for 12757 Kossuth St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,029 sqft · built 2016
Lot Size	0.169 acres (7,405 sqft)
Owner	Trust Name on Record
Tax Bill	$8,341 (2024)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-063-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-063-009.000-018`
Alternative APN	`1709280063009000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,029 sqft Living Area
1st Floor Area	1,816 sqft
2nd Floor Area	1,557 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280063009000
Street Address	12757 KOSSUTH ST
City	CARMEL
State	IN
Zip	46032-7179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 8002, LOT 678, IRREGULAR SHAPE
Legal Subdivision	VILLAGE/WESTCLAY SEC 8002
Legal Lot Number	678
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
May 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
May 5, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2017	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017
Deed Sale	Feb 28, 2017
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	2017008444
Last Transfer Date	Aug 20, 2019
Transfer Doc	0000038398
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019834
Date	Apr 13, 2020
Instrument	2020019834

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017880
Date	May 3, 2019
Instrument	2019017880

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 18, 2024

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057242
Date	Nov 13, 2019
Instrument	2019057242

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058821
Date	Nov 21, 2019
Instrument	2019058821

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	53 Months
Due	Apr 18, 2024

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026958
Date	May 8, 2020
Instrument	2020026958

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025737
Date	May 5, 2020
Instrument	2020025737

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	47 Months
Due	Apr 18, 2024

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074306
Date	Oct 16, 2020
Instrument	2020074306

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Aug 24, 2035

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061057
Date	Sep 4, 2020
Instrument	2020061057

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 20, 2019
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Document Number	0000038398
Instrument Date	Aug 6, 2019
Instrument	38398
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12757 KOSSUTH ST CARMEL IN 460327179, CARMEL, IN 46032-7179

February 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 28, 2017
Property Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179
Document Number	2017008444
Map Reference	DOC2013052647
Instrument Date	Feb 23, 2017
Instrument	2017008444
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12757 KOSSUTH ST, CARMEL, IN 46032-7179

Mortgage

Document Number	2017008445
Date	Feb 28, 2017
Instrument	2017008445

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$864,100 (+18.39%) Land $184,400 Building $679,700	$864,100 (+18.39%) Land $184,400 Building $679,700
2024	$8,341.00 (+10.3%)	$729,900 (+9.01%) Land $184,400 Building $545,500	$729,900 (+9.01%) Land $184,400 Building $545,500
2023	$7,562.00 (+9.15%) Homeowner's exemption	$669,600 (+10.6%) Land $184,400 Building $485,200	$669,600 (+10.6%) Land $184,400 Building $485,200
2022	$6,928.00 Homeowner's exemption	$605,400 Land $184,400 Building $421,000	$605,400 Land $184,400 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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