12681 Kossuth St, Carmel, IN 46032 Property Records

Hamilton County property record for 12681 Kossuth St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,080 sqft · built 2016
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Feb 2019)
Tax Bill	$7,801 (2024)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-063-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-063-004.000-018`
Alternative APN	`1709280063004000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,080 sqft Living Area
1st Floor Area	1,488 sqft
2nd Floor Area	1,296 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280063004000
Street Address	12681 KOSSUTH ST
City	CARMEL
State	IN
Zip	46032-7178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 8002, LOT 617, IRREGULAR SHAPE
Legal Subdivision	VILLAGE/WESTCLAY SEC 8002
Legal Lot Number	617
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1046
Census Tract	111009

Owner

Source: Hamilton County records · APN 29-09-28-063-004.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12681 KOSSUTH ST, CARMEL, IN 46032-7178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Aug 22, 2016
Deed Document Number	2019006608
Record Updated	Jun 08, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 25, 2019
Property Address	12681 KOSSUTH ST, CARMEL, IN 46032-7178
Document Number	0000006608
Instrument Date	Feb 21, 2019
Instrument	6608
Transaction Type	Transfer
Record Updated	Dec 08, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12681 KOSSUTH ST CARMEL IN 460327178, CARMEL, IN 46032-7178

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$804,200 (+17.59%) Land $182,000 Building $622,200	$804,200 (+17.59%) Land $182,000 Building $622,200
2024	$7,801.00 (+11.13%)	$683,900 (+8.83%) Land $182,000 Building $501,900	$683,900 (+8.83%) Land $182,000 Building $501,900
2023	$7,020.00 (+7.11%) Homeowner's exemption	$628,400 (+9.65%) Land $182,000 Building $446,400	$628,400 (+9.65%) Land $182,000 Building $446,400
2022	$6,554.00 Homeowner's exemption	$573,100 Land $182,000 Building $391,100	$573,100 Land $182,000 Building $391,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 372 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.