12725 Kossuth St, Carmel, IN 46032 Property Records

Hamilton County property record for 12725 Kossuth St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,192 sqft · built 2016
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$519,900 (Jun 2020)
Tax Bill$7,679 (2024)
Deeds & MortgagesJun 2020 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-28-063-002.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-063-002.000-018
Alternative APN
  • 1709280063002000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area4,192 sqft Living Area
1st Floor Area1,504 sqft
2nd Floor Area1,344 sqft
Basement Area1,344 sqft
Finished Basement1,344 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280063002000
Street Address12725 KOSSUTH ST
CityCARMEL
StateIN
Zip46032-7179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .20, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 8002, LOT 615, IRREGULAR SHAPE
Legal SubdivisionVILLAGE/WESTCLAY SEC 8002
Legal Lot Number615
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1015
Census Tract111009

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12725 KOSSUTH ST, CARMEL, IN 46032-7179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2020Warranty Deed, Transfer
CENTURION LAND TITLE INC
Oct 26, 2017Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Prior SaleAug 19, 2016
Deed Document Number2020034843
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 9, 2020
Property Address12725 KOSSUTH ST, CARMEL, IN 46032-7179
Document Number0000034843
Instrument DateJun 2, 2020
Instrument34843
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyCENTURION LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 KOSSUTH ST CARMEL IN 460327179, CARMEL, IN 46032-7179

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12725 KOSSUTH ST, CARMEL, IN 46032-7179
Document Number0000054018
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12725 KOSSUTH ST CARMEL IN 460327179, CARMEL, IN 46032-7179

Mortgage

Document Number0000054018
DateOct 31, 2017
Instrument54018
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$790,000 (+17.3%) Land $190,900 Building $599,100$790,000 (+17.3%) Land $190,900 Building $599,100
2024$7,679.00 (+10.97%)$673,500 (+8.61%) Land $190,900 Building $482,600$673,500 (+8.61%) Land $190,900 Building $482,600
2023$6,920.00 (+7.42%) Homeowner's exemption$620,100 (+10.06%) Land $190,900 Building $429,200$620,100 (+10.06%) Land $190,900 Building $429,200
2022$6,442.00 Homeowner's exemption$563,400 Land $190,900 Building $372,500$563,400 Land $190,900 Building $372,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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