12751 SW 91st St, Miami, FL 33186 Property Records

Miami-Dade County property record for 12751 SW 91st St, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 1977
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on File
Last Sale	$375,000 (Feb 2016)
Tax Bill	$6,582 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-5902-004-0440`

Property Details

APN / Parcel Number

Primary APN	`30-5902-004-0440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	9,600 sqft (0.22 acres)
Garage Area	252 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	450 sqft

Location & Zoning

Street Address	12751 SW 91ST ST
City	MIAMI
State	FL
Zip	33186-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	2ND ADDN TO CALUSA CLUB ESTS PB 102-87 LOT 21 BLK 8 LOT SIZE 9600 SQ FT OR 18132-4997 0398 4 COC 23756-3944 09 2005 1
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	2ND ADDN TO CALUSA CLUB ESTS
Legal Block	8
Legal Lot Number	21
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2000
Census Tract	19000

Owner

Source: Miami-Dade County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12751 SW 91ST ST, MIAMI, FL 33186-1801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALL WESTERN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2016 · Amount on Record
Deed Sale	Feb 10, 2016 · Amount on Record
Prior Sale	Sep 8, 2005 · Amount on Record
Deed Document Number	201682257
Deed Book / Page	29956 / 4488
Transfer Doc	1756000343
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	12751 SW 91ST ST, MIAMI, FL 33186-1801
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12751 SW 91ST ST, MIAMI, FL 33186-1801

Mortgage

Document Number	0000808225
Date	Oct 28, 2021
Book Page	32817/3749
Instrument	2021R0808225

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	12751 SW 91ST ST, MIAMI, FL 33186-1801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179479
Date	Mar 19, 2020
Book Page	31862/1031
Instrument	2020R0179479

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,582.00 (+2.78%) Homeowner's exemption	$387,958 (+5.99%)	$634,798 (+8.06%) Land $376,200 Building $258,598
2024	$6,404.00 (+4.91%)
2023	$6,104.00 (+5.37%) Homeowner's exemption	$366,044 (+4.46%)	$587,447 (+19.92%) Land $324,900 Building $262,547
2022	$5,793.00 Homeowner's exemption	$350,421	$489,855 Land $247,950 Building $241,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	214 units insured incl. 178 condo units
Nearby Flood Claims	45 (1992–2012)
Claims Outside the SFHA	1 of 45
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2000 · 26 claims Hurricane Irene, Oct 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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