1275 N Pine River Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1275 N Pine River Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,356 sqft · built 2005
Lot Size	17.9 acres (780,160 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Nov 2020)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-021-3001-020`

Property Details

APN / Parcel Number

Primary APN	`74-25-021-3001-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	780,160 sqft (17.9 acres)
Lot Width	165 ft Width
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1275 N PINE RIVER RD
City	KIMBALL
State	MI
Zip	48074-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 45M 40S W 2687.68' & N 0D 5M 36S W 1352.11' FROM SE SEC COR, TH N 0D 5M 36S W 420.40', TH S 89D 59M 17S E 1178.94',
Legal Range	16E
Legal Township	06N
Legal Section	21
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2018
Census Tract	634100

Owner

1275 N Pine River Rd is owned and occupied by two individuals who bought it in November 2020.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 5, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Deed Document Number	202027742
Deed Book / Page	5268 / 1
Prior Transfer Date	Jan 24, 2016
Prior Transfer Doc	004677/174
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004

Mortgage

Document Number	0005473424
Date	Jan 10, 2022
Book Page	5473/424
Instrument	2022000686

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004

Mortgage

Document Number	5329767
Date	Mar 4, 2021
Book Page	5329/767
Instrument	2021006453

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 5, 2020
Property Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004
Document Number	0052680001
Book / Page	005268 / 000001
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,967.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1275 N PINE RIVER RD KIMBALL MI 480743004, KIMBALL, MI 48074-3004

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1275 N PINE RIVER RD, KIMBALL, MI 48074-3004
Document Number	0052600166
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30633 SARAH MELISA DR CHESTERFIELD MI 480513790, CHESTERFIELD, MI 48051-3790

Mortgage

Document Number	0052600166
Date	Oct 22, 2020
Book Page	005260/000166

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1275 N Pine River Rd was $4,667 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,600 (+9.66%)	$481,200
2025	$4,667.00 (+3.07%) Homeowner's exemption	$219,400
2024	$4,528.00		$438,800
2023		$190,500
2022	$4,045.00		$381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1275 N Pine River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1275 N Pine River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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