1291 N Pine River Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1291 N Pine River Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 844 sqft · built 1930
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-021-3001-002`

Property Details

APN / Parcel Number

Primary APN	`74-25-021-3001-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	844 sqft Living Area
1st Floor Area	687 sqft
Basement Area	630 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	114,998 sqft (2.64 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1291 N PINE RIVER RD
City	KIMBALL
State	MI
Zip	48074-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 45M 40S W 2687.68', N 0D 5M 36S W 2704.21', S 89D 44M 12S E 1152.55' & S 0D 15M 48S W 174.42' FROM SE SEC COR, TH S
Legal Range	16E
Legal Township	06N
Legal Section	21
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2018
Census Tract	634100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1291 N PINE RIVER RD, KIMBALL, MI 48074-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1291 N PINE RIVER RD, KIMBALL, MI 48074-3004
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005797960
Date	Mar 20, 2025
Book Page	5797/960
Instrument	2025004883

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	24 EXECUTIVE PARK STE 250, IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 31, 2055

Interest

Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1291 N PINE RIVER RD, KIMBALL, MI 48074-3004
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 N PINE RIVER RD, KIMBALL, MI 48074-3004

Mortgage

Document Number	0005359874
Date	Apr 30, 2021
Book Page	5359/874
Instrument	2021013386

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 11, 2020
Property Address	1291 N PINE RIVER RD, KIMBALL, MI 48074-3004
Document Number	0051980155
Book / Page	005198 / 000155
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	TIMIOS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 N PINE RIVER RD KIMBALL MI 480743004, KIMBALL, MI 48074-3004

Mortgage

Document Number	51980158
Date	Jun 11, 2020
Book Page	005198/000158

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	CASTLETON, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,600 (+8.04%)	$153,200 (+8.04%)
2025	$1,050.00 (+3.14%) Homeowner's exemption	$70,900 (+12.72%)
2024	$1,018.00 (+11.87%)		$141,800 (+12.72%)
2023		$62,900
2022	$910.00		$125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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