1177 N Pine River Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1177 N Pine River Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,942 sqft · built 1997
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jan 2024)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-022-4001-425`

Property Details

APN / Parcel Number

Primary APN	`74-25-022-4001-425`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft
Basement Area	2,020 sqft
Unfinished Basement	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	148,540 sqft (3.41 acres)
Lot Width	710 ft Width
Garage Area	1,830 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1177 N PINE RIVER RD
City	KIMBALL
State	MI
Zip	48074-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 0D 5M 35S W 1340.36' & N 89D 55M 58S E 208' FROM SW SEC COR, TH N 0D 5M 35S W 404.37', TH S 74D 52M 13S E 195.16', S
Legal Range	16E
Legal Township	06N
Legal Section	22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2018
Census Tract	634100

Owner

1177 N Pine River Rd is owned and occupied by an individual who bought it in January 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE (NY) INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Jul 23, 2014 · Amount on File
Deed Document Number	20241320
Deed Book / Page	5685 / 630
Prior Transfer Date	Dec 5, 2013
Prior Transfer Doc	004467/522
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8177 LINDAMAR LN, SHELBY TOWNSHIP, MI 48316-1085

Mortgage

Document Number	0005674750
Date	Dec 6, 2023
Book Page	5674/750
Instrument	2023021166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 23, 2024
Property Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100
Document Number	0005685630
Book / Page	5685 / 630
Instrument Date	Dec 1, 2023
Instrument	2024001320
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100

Mortgage

Document Number	0005485874
Date	Feb 10, 2022
Book Page	5485/874
Instrument	2022003435

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1177 N PINE RIVER RD, KIMBALL, MI 48074-3100
Document Number	0048150838
Book / Page	004815 / 000838
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 N PINE RIVER RD KIMBALL MI 480743100, KIMBALL, MI 48074-3100

Mortgage

Document Number	0048150838
Date	Apr 5, 2017
Book Page	004815/000838

Lender

Name	MONEY SOURCE (NY) INC
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1177 N Pine River Rd was $4,636 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,900 (+13.14%)	$409,800
2025	$4,636.00 (+3.07%) Homeowner's exemption	$181,100
2024	$4,498.00		$362,200
2023		$157,700
2022	$2,748.00		$315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1177 N Pine River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1177 N Pine River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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