12746 Pine Arbor Dr, Clermont, FL 34711 Property Records

Lake County property record for 12746 Pine Arbor Dr, Clermont, FL 34711 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 2000
Lot Size	0.304 acres (13,227 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (May 2019)
Tax Bill	$4,930 (2024)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0720-000-50900`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0720-000-50900`
Alternative APNs	`262228072000050900` `3782605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	2,142 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,227 sqft (0.304 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished/Open Porch
Porch Area	334 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3782605
Street Address	12746 PINE ARBOR DR
City	CLERMONT
State	FL
Zip	34711-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 5 SUB LOT 509 PB 40 PGS 90-91 ORB 5566 PG 798
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 5 SUB
Legal Tract	0720
Legal Lot Number	509
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2094
Census Tract	31315

Owner

Source: Lake County records · APN 28-22-26-0720-000-50900

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12746 PINE ARBOR DR, CLERMONT, FL 34711-7121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 02, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 27, 2019	Warranty Deed, Transfer OPENDOOR TITLE LLC
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2019 · Amount on Record
Deed Sale	May 02, 2019 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	201948517
Deed Book / Page	5272 / 1988
Last Transfer Date	Oct 07, 2020
Transfer Doc	0055660798
Record Updated	Jun 08, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 20, 2020
Property Address	12746 PINE ARBOR DR, CLERMONT, FL 34711-7121
Document Number	0055660798
Book / Page	5566 / 798
Map Reference	MB 40 PG 90&91
Instrument Date	Oct 07, 2020
Instrument	2020117177
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	VISION TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12746 PINE ARBOR DR, CLERMONT, FL 34711-7121

Mortgage

Document Number	0005566800
Date	Oct 20, 2020
Instrument	5566/800

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	May 02, 2019
Property Address	12746 PINE ARBOR DR, CLERMONT, FL 34711-7121
Document Number	0052721988
Book / Page	005272 / 001988
Instrument Date	Apr 26, 2019
Instrument	48517
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12746 PINE ARBOR DR CLERMONT FL 347117121, CLERMONT, FL 34711-7121

Mortgage

Document Number	52721989
Date	May 02, 2019
Book Page	005272/001989
Instrument	48518

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 27, 2019
Property Address	12746 PINE ARBOR DR, CLERMONT, FL 34711-7121
Document Number	0052412403
Book / Page	005241 / 002403
Instrument Date	Feb 26, 2019
Instrument	22338
Transaction Type	Transfer
Record Updated	Mar 07, 2019
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,981.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12746 PINE ARBOR DR, CLERMONT, FL 34711-7121
Document Number	0049951234
Book / Page	004995 / 001234
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12746 PINE ARBOR DR CLERMONT FL 347117121, CLERMONT, FL 34711-7121

Mortgage

Document Number	0049951234
Date	Sep 01, 2017
Book Page	004995/001234
Instrument	95032

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2027

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,740 (+2.9%)	$422,894 (-0.08%) Land $120,000 Building $302,894
2025		$302,960 (+5.98%) Land $120,000 Building $182,960	$423,238 (+19.17%) Land $120,000 Building $303,238
2024	$4,930.00 (+7.92%)
2023	$4,568.00 (+7.15%) Homeowner's exemption	$285,860 (+3%)	$355,142 (+0.1%) Land $60,000 Building $295,142
2022	$4,263.00 Homeowner's exemption	$277,540	$354,798 Land $60,000 Building $294,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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