Baldwin County property record for 12744 Bender Rd, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,476 sqft · built 1988 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Sep 2021) |
| Tax Bill | $668 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-08-27-0-000-001.004 |
| Primary APN | 54-08-27-0-000-001.004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Heated Area |
| 1st Floor Area | 984 sqft |
| Upper Floors Area | 492 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Utility Building | 487 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 386996 |
|---|---|
| Street Address | 12744 BENDER RD |
| City | FOLEY |
| State | AL |
| Zip | 36535-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 205'(S) IRR COM AT THE INT OF THE S LINE OF THE NE1/4 OF NE1/4 SEC 27 & THE E R/W OF A 30' RD FOR POB, TH RUN N 100', |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 11501 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12744 BENDER RD, FOLEY, AL 36535-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit ALABAMA CENTRAL CU |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2012 · Amount on Record |
| Deed Document Number | 20211943003 |
| Prior Transfer Date | Apr 10, 2012 |
| Prior Transfer Doc | 0001334748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12744 BENDER RD, FOLEY, AL 36535-4304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001873639 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 1873639 |
| Name | ALABAMA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | TUSCALOOSA, AL 35401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 13, 2021 |
| Property Address | 12744 BENDER RD, FOLEY, AL 36535-4304 |
| Document Number | 0001943003 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 1943003 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12744 BENDER RD, FOLEY, AL 36535-4304 |
| Document Number | 0001943004 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 1943004 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668.00 (-0.74%) Homeowner's exemption | ||
| 2025 | $673.00 (+14.07%) | $25,660 (+13.04%) Land $5,700 Building $19,960 | $256,500 (+13.05%) Land $57,000 Building $199,500 |
| 2023 | $590.00 (-42.33%) | $22,700 (-37.88%) | $226,900 (+24.19%) Land $36,400 Building $190,500 |
| 2022 | $1,023.00 (+261.48%) | $36,540 | $182,700 Land $30,800 Building $151,900 |
| 2021 | $283.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (1998–2020) |
| Claims Outside the SFHA | 17 of 18 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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