Baldwin County property record for 12604 Bender Rd, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,431 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,304 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-08-27-0-000-011.001 |
| Primary APN | 54-08-27-0-000-011.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Heated Area |
| 1st Floor Area | 1,431 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 265 ft deep x 163 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 43413 |
|---|---|
| Street Address | 12604 BENDER RD |
| City | FOLEY |
| State | AL |
| Zip | 36535-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 163'X265' FM SW COR OF SE1/4 OF NE1/4 SEC 27, RUN N 514.89'TH E 30' TO POB TH N 163', TH E 265' TH S 163', TH W 265' TO POB S |
| Legal Subdivision | PHILLIP L HUGGINS SUBD |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 11501 |
12604 Bender Rd is owned and occupied by an individual.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12604 BENDER RD, FOLEY, AL 36535-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12604 Bender Rd was $1,304, up 1.2% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,304.00 (+1.24%) | ||
| 2025 | $1,288.00 | $46,020 Land $16,800 Building $29,220 | $230,100 Land $84,000 Building $146,100 |
| 2023 | $510.00 (+36.73%) Homeowner's exemption | $19,840 (+32.62%) | $198,200 (+32.49%) Land $53,800 Building $144,400 |
| 2022 | $373.00 (+16.2%) Homeowner's exemption | $14,960 | $149,600 Land $45,600 Building $104,000 |
| 2021 | $321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12604 Bender Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (1998–2020) |
| Claims Outside the SFHA | 17 of 18 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12604 Bender Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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