Baldwin County property record for 12678 Bender Rd, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,421 sqft · built 1990 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jun 2018) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-08-27-0-000-012.004 |
| Primary APN | 54-08-27-0-000-012.004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,421 sqft Heated Area |
| 1st Floor Area | 1,421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 93,654 sqft (2.15 acres) |
| Lot Dimensions | 645 ft deep x 145 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 285411 |
|---|---|
| Street Address | 12678 BENDER RD |
| City | FOLEY |
| State | AL |
| Zip | 36535-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 145.43' X 645.43' IRR LOT 3 AINSWORTH SUBD SLIDE 1194-A SEC27-T7S-R4E (WD) |
| Legal Subdivision | AINSWORTH SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 11501 |
12678 Bender Rd is owned and occupied by an individual who bought it in June 2018.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12678 BENDER RD, FOLEY, AL 36535-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on File |
| Deed Sale | Jun 12, 2018 · Amount on File |
| Prior Sale | Aug 25, 2016 · Amount on File |
| Deed Document Number | 20181701314 |
| Prior Transfer Date | Nov 20, 2007 |
| Prior Transfer Doc | 0001087382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12678 BENDER RD, FOLEY, AL 36535-4325 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001924419 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 1924419 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12678 BENDER RD, FOLEY, AL 36535-4325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001859981 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 1859981 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12678 BENDER RD, FOLEY, AL 36535-4325 |
| Document Number | 0001701483 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 12678 BENDER RD FOLEY AL 365354325, FOLEY, AL 36535-4325 |
| Document Number | 0001701483 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 1701483 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | ORANGE BEACH, AL 36561 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $32,520 Land $11,300 Building $21,220 | $329,300 Land $114,400 Building $214,900 |
| 2023 | $28,760 (+23.01%) | $287,600 (+23.06%) Land $89,000 Building $198,600 |
| 2022 | $23,380 | $233,700 Land $75,400 Building $158,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12678 Bender Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (1998–2020) |
| Claims Outside the SFHA | 17 of 18 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12678 Bender Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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