Schenectady County and Schenectady City property record for 1274 Garner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1929 |
| Square Footage | 2,112 sqft Living Area |
| Lot Size | 5,104 sqft (0.117 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2018) |
| Tax Bill | $7,674.00 (2025) |
| Primary APN | 421500 40.79-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,112 sqft Living Area |
| 1st Floor | 1,224 sqft 1st Floor |
| 2nd Floor | 768 sqft 2nd Floor |
| Upper Floors | 120 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 5,104 sqft (0.117 acres) |
| Depth X Width | 116 ft x 44 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 312 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1274 GARNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5746 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD AND GARAGE 0001610530 59,000 |
| Legal Subdivision | BOULEVARD HOME SITE COMPANY |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1274 GARNER AVE, SCHENECTADY, NY 12309-5746 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jun 13, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on Record |
| Deed Sale | Jun 13, 2018 · Amount on Record |
| Prior Sale | Sep 25, 2001 · Amount on Record |
| Deed Doc Number | 201825771 |
| Deed Book / Page | 1989 / 227 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 05, 2021 |
| Property Address | 1274 GARNER AVE, SCHENECTADY, NY 12309-5746 |
| Document Number | 0000037808 |
| Book / Page | 2064 / 250 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 202137808 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1274 GARNER AVE, 1274, SCHENECTADY, NY 12309-5746 |
| Name | Verified Name |
|---|---|
| Address | 50 KNIGHTS BRG APT C, C, GUILDERLAND, NY 12084-9434 |
| Document Number | 0000037811 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 202137811 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 13, 2018 |
| Property Address | 1274 GARNER AVE, SCHENECTADY, NY 12309-5746 |
| Document Number | 0000025771 |
| Book / Page | 001989 / 000227 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 25771 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4894 CHAPMAN PKWY HAMBURG NY 140753319, HAMBURG, NY 14075-3319 |
| Document Number | 25772 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 004843/000476 |
| Instrument | 25772 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,674.00 (+4%) | $158,400 (-) Land $23,800 Building $134,600 | $262,295 (+30.82%) Land $39,410 Building $222,885 |
| 2023 | $158,400 (-) Land $23,800 Building $134,600 | $200,506 (+3.8%) Land $30,127 Building $170,379 | |
| 2022 | $158,400 Land $23,800 Building $134,600 | $193,171 Land $29,024 Building $164,147 | |
| 2021 | $7,379.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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