1270 Garner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1270 Garner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1930
Square Footage	1,688 sqft Living Area
Lot Size	5,148 sqft (0.118 acres)
Occupancy	Owner Occupied
Last Sale	$174,000 (2019)
Tax Bill	$6,548.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.79-1-3`
Alternative APN	`150004007900010030000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,688 sqft Living Area
1st Floor	1,234 sqft 1st Floor
Upper Floors	454 sqft Upper Floors
Attic Area	454 sqft Attic
Attic	1 Attic
Basement Area	567 sqft Basement
Finished Basement	567 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Lot Area	5,148 sqft (0.118 acres)
Depth X Width	117 ft x 44 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	360 sqft Garage
Patio Area	128 sqft Patio
Porch Area	364 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1270 GARNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5746
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1015
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-3

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1270 GARNER AVE, SCHENECTADY, NY 12309-5746
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Doc Number	201931735
Deed Book / Page	2015 / 537
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 17, 2019
Property Address	1270 GARNER AVE, SCHENECTADY, NY 12309-5746
Document Number	0000031735
Book / Page	2015 / 537
Map Reference	MAP 3
Instrument Date	Jul 10, 2019
Instrument	201931735
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4503 MESA CENTRAL DR, 4503, LAS CRUCES, NM 88011-7262

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	15 BONNIE AVE, NEW HARTFORD, NY 13413-2617

Mortgage

Document Number	0000031737
Date	Jul 17, 2019
Book Page	4924/391
Instrument	201931737

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,548.00 (+4.28%)	$133,200 (-) Land $20,000 Building $113,200	$220,566 (+30.82%) Land $33,118 Building $187,448
2023		$133,200 (-) Land $20,000 Building $113,200	$168,608 (+3.8%) Land $25,317 Building $143,291
2022		$133,200 Land $20,000 Building $113,200	$162,439 Land $24,390 Building $138,049
2021	$6,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.