Schenectady County and Schenectady City property record for 1266 Garner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,313 sqft Living Area |
| Lot Size | 5,148 sqft (0.118 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2020) |
| Tax Bill | $6,417.00 (2025) |
| Primary APN | 421500 40.79-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,313 sqft Living Area |
| 1st Floor | 750 sqft 1st Floor |
| Upper Floors | 563 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,148 sqft (0.118 acres) |
| Depth X Width | 117 ft x 44 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 380 sqft Garage |
| Porch Area | 109 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1266 GARNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | GARNER AVENUE |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.79-1-4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1266 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 26, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SEFCU |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SEFCU |
| May 30, 2019 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on Record |
| Deed Sale | Aug 26, 2020 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Doc Number | 202025092 |
| Deed Book / Page | 2040 / 344 |
| Prior Transfer Date | Aug 08, 2001 |
| Prior Transfer Doc | 1606000688 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 26, 2020 |
| Property Address | 1266 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Number | 0000025092 |
| Book / Page | 002040 / 000344 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 25092 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 900 N WEST ST CARLISLE PA 170131436, CARLISLE, PA 17013-1436 |
| Document Number | 25093 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 005015/000271 |
| Instrument | 25093 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1266 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Number | 0000025093 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 900 N WEST ST CARLISLE PA 170131436, CARLISLE, PA 17013-1436 |
| Document Number | 0000025093 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 005015/000271 |
| Instrument | 25093 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 30, 2019 |
| Property Address | 1266 GARNER AVE, SCHENECTADY, NY 12309-5716 |
| Document Number | 0000024136 |
| Book / Page | 2012 / 079 |
| Instrument Date | May 29, 2019 |
| Instrument | 201924136 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1266 GARNER AVE, 1266, SCHENECTADY, NY 12309-5716 |
| Name | Verified Name |
|---|---|
| Address | 2219 PLUM ST, SCHENECTADY, NY 12309-5822 |
| Document Number | 0000024137 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 201924137 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,417.00 (+4.36%) | $130,000 (-) Land $19,500 Building $110,500 | $215,267 (+30.82%) Land $32,290 Building $182,977 |
| 2023 | $130,000 (-) Land $19,500 Building $110,500 | $164,557 (+3.8%) Land $24,684 Building $139,873 | |
| 2022 | $130,000 Land $19,500 Building $110,500 | $158,537 Land $23,781 Building $134,756 | |
| 2021 | $6,149.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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