12739 Roca Grande Dr, Poway, CA 92064 Property Records

San Diego County property record for 12739 Roca Grande Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1972
Lot Size	0.175 acres (7,605 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Dec 2020)
Tax Bill	$8,988 (2025)
Deeds & Mortgages	Jan 2019 Reverse Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`317-500-50-00`

Property Details

APN / Parcel Number

Primary APN	`317-500-50-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,605 sqft (0.175 acres)
Lot Dimensions	133 ft deep x 68 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12739 ROCA GRANDE DR
City	POWAY
State	CA
Zip	92064-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	SEC 14-14-2W SE 1/4 OF N 1/2 OF ELY 67.50 FT OF PAR 8 ROS 4704 IN
Legal Range	02W
Legal Township	14
Legal Section	14
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Deed of Trust, Mortgage · Reverse Mortgage QUONTIC BANK FSB
Dec 30, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 30, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 15, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Jul 19, 1995 · Amount on Record
Deed Document Number	2020846439
Last Transfer Date	Dec 17, 2024
Transfer Doc	0000347985
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516

Mortgage

Document Number	0000031534
Date	Jan 29, 2019
Instrument	2019-0031534

Lender

Name	QUONTIC BANK FSB
Type	Bank
Address	ASTORIA, NY 11106

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.01%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2020
Property Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516
Document Number	0000846439
Map Reference	MAP 4704
Instrument Date	Nov 24, 2020
Instrument	2020-0846439
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516

Mortgage

Document Number	0000846440
Date	Dec 30, 2020
Instrument	2020-0846440

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2020
Property Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516
Document Number	0000846438
Instrument Date	Nov 24, 2020
Instrument	846438
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12739 ROCA GRANDE DR POWAY CA 920645516, POWAY, CA 92064-5516

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12739 ROCA GRANDE DR, POWAY, CA 92064-5516
Document Number	0000031535
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12739 ROCA GRANDE DR POWAY CA 920645516, POWAY, CA 92064-5516

Mortgage

Document Number	0000031535
Date	Jan 29, 2019
Instrument	31535

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.01%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,494 (+2%) Land $314,113 Building $497,381
2025	$8,988.00 (+4.94%)	$795,583 (+4.04%) Land $307,954 Building $487,629
2023	$8,565.00 (+1.7%) Homeowner's exemption	$764,692 Land $295,997 Building $468,695
2022	$8,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile.

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