12705 Lena Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12705 Lena Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,214 sqft · built 2020
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$798,830 (Apr 2020)
Tax Bill	$10,150 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-253283`

Property Details

APN / Parcel Number

Primary APN	`03-253283`
Alternative APN	`253283`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,214 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Mixed
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253283
Street Address	12705 LENA CT
City	DUNKIRK
State	MD
Zip	20754-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 15 PLAT 4 LAKES AT TWIN SHIELDS
Legal Subdivision	THE LAKES AT TWIN SHIELDS
Legal Lot Number	15
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12705 LENA CT, DUNKIRK, MD 20754-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 8, 2020	Deed of Trust, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Deed Book / Page	5571 / 580
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12705 LENA CT, DUNKIRK, MD 20754-2817
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057930259
Date	Dec 14, 2020
Book Page	5793/259

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12705 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0055710589
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NTC TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12705 LENA CT DUNKIRK MD 207542817, DUNKIRK, MD 20754-2817

Mortgage

Document Number	0055710589
Date	Apr 20, 2020
Book Page	005571/000589

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$954,500 (+19.51%)	$1,023,300 (+11.22%) Land $202,000 Building $821,300
2025	$10,150.00 (+22.32%)
2023	$8,298.00	$798,700	$920,100 Land $202,000 Building $718,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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