1273 Pinnacle Pointe Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1273 Pinnacle Pointe Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 1996
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2024)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A964000072`

Property Details

APN / Parcel Number

Primary APN	`A964000072`
Alternative APN	`4-0033-7282-00-0087.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Finished Basement	800 sqft
Unfinished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A964000072
Street Address	1273 PINNACLE POINTE DR
City	O FALLON
State	MO
Zip	63368-6750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE POINTE #2 LOT 87
Legal Subdivision	PINNACLE POINTE #2
Legal Lot Number	87
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3011
Census Tract	311904

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1273 PINNACLE POINTE DR, O FALLON, MO 63368-6750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Apr 29, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	202442963
Prior Transfer Date	Feb 9, 2013
Prior Transfer Doc	0059562163
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1273 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6750
Document Number	0070700267
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1273 PINNACLE POINTE DR DARDENNE PRAIRIE MO 633686750, DARDENNE PRAIRIE, MO 63368-6750

Mortgage

Document Number	0070700267
Date	May 6, 2019
Book Page	007070/000267
Instrument	213700

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1273 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6750
Document Number	0070700273
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1273 PINNACLE POINTE DR DARDENNE PRAIRIE MO 633686750, DARDENNE PRAIRIE, MO 63368-6750

Mortgage

Document Number	0070700273
Date	May 6, 2019
Book Page	007070/000273
Instrument	213710

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,689 (-)	$256,259 (-) Land $54,000 Building $202,259
2025	$3,069.00 (+7.05%)	$48,689 (+10.19%)	$256,259 (+10.19%) Land $54,000 Building $202,259
2024	$2,867.00
2023		$44,188
2022			$232,571 Land $40,500 Building $192,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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