1212 Pinnacle Pointe Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1212 Pinnacle Pointe Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,308 sqft · built 1994
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Jul 2006)
Tax Bill	$3,660 (2024)
Deeds & Mortgages	Jul 2023 Transfer Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A954000056`

Property Details

APN / Parcel Number

Primary APN	`A954000056`
Alternative APN	`4-0033-7097-00-0043.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	1,549 sqft
Basement Area	1,517 sqft
Finished Basement	759 sqft
Unfinished Basement	758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	A954000056
Street Address	1212 PINNACLE POINTE DR
City	O FALLON
State	MO
Zip	63368-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE POINTE #1 LOT 43
Legal Subdivision	PINNACLE POINTE #1
Legal Lot Number	43
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3009
Census Tract	311904

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1212 PINNACLE POINTE DR, O FALLON, MO 63368-6747
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Intrafamily Transfer, Transfer
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 19, 2020	Deed of Trust, Mortgage GERSHMAN MTG
Jan 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2006 · Amount on Record
Deed Sale	Jul 20, 2006 · Amount on Record
Deed Document Number	2006614680
Deed Book / Page	4534 / 2114
Last Transfer Date	Jul 5, 2023
Transfer Doc	0000026553
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2023
Property Address	1212 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6747
Document Number	0000026553
Map Reference	MB 31 PG 382
Instrument Date	Jul 5, 2023
Instrument	2023R-026553
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1212 PINNACLE POINTE DR, O FALLON, MO 63368-6747

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1212 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069820275
Date	Sep 25, 2018
Book Page	6982/0275
Instrument	20180925000551290

Lender

Name	FIRST BANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1212 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071310256
Date	Aug 27, 2019
Book Page	7131/0256
Instrument	20190827000457640

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1212 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072640383
Date	Apr 6, 2020
Book Page	7264/383
Instrument	20200406000211750

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1212 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6747
Document Number	0000003433
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 PINNACLE POINTE DR DARDENNE PRAIRIE MO 633686747, DARDENNE PRAIRIE, MO 63368-6747

Mortgage

Document Number	0000003433
Date	Jan 12, 2021
Instrument	3433

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 19, 2017
Property Address	1212 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6747
Document Number	0066880198
Book / Page	006688 / 000198
Instrument Date	Jan 18, 2017
Instrument	41000
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 PINNACLE POINTE DR DARDENNE PRAIRIE MO 633686747, DARDENNE PRAIRIE, MO 63368-6747

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,059 (-)	$316,099 (-) Land $60,000 Building $256,099
2025		$60,059 (+6.22%)	$316,099 (+6.22%) Land $60,000 Building $256,099
2024	$3,660.00 (+9.81%)
2023		$56,542 (+17.86%)
2022	$3,333.00	$47,974	$297,587 (+17.86%) Land $45,000 Building $252,587
2021			$252,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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