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1197 Pinnacle Pointe Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1197 Pinnacle Pointe Dr, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,207 sqft · built 1995
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$123,900 (Jun 2016)
Tax Bill$3,036 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA954000087

Property Details

APN / Parcel Number

Primary APNA954000087
Alternative APN
  • 4-0033-7097-00-0074.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,207 sqft Living Area
Gross Area2,780 sqft
1st Floor Area1,207 sqft
Basement Area1,193 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area18 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA954000087
Street Address1197 PINNACLE POINTE DR
CityO FALLON
StateMO
Zip63368-6744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINNACLE POINTE #1 LOT 74
Legal SubdivisionPINNACLE POINTE #1
Legal Lot Number74
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3010
Census Tract311904

Owner

Source: St. Charles County records · APN A954000087

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1197 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2016 · Amount on Record
Deed SaleJun 02, 2016 · Amount on Record
Prior SaleJul 27, 2004 · Amount on Record
Deed Document Number2016337870
Deed Book / Page6549 / 701
Prior Transfer DateMay 25, 2016
Prior Transfer Doc0065490701
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1197 PINNACLE POINTE DR, DARDENNE PRAIRIE, MO 63368-6744
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1197 PINNACLE POINTE DR, O FALLON, MO 63368-6744

Mortgage

Document Number0000005294
DateFeb 13, 2023
Instrument2023R-005294
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,036.00 (+5.64%)$48,146 (+8.69%)$253,399 (+8.69%) Land $60,000 Building $193,399
2024$2,874.00
2023$44,297
2022$233,142 Land $45,000 Building $188,142

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833119043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Brightspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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