1273 E Cardinal Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 1273 E Cardinal Dr, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,288 sqft · built 1980
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$368,500 (May 2026)
Tax Bill	$6,250 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-21717`

Property Details

APN / Parcel Number

Primary APN	`29-21717`
Alternative APN	`7A-A-0043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,288 sqft Living Area
Gross Area	6,960 sqft
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	7A-A -0043
Street Address	1273 E CARDINAL DR
City	LOCK HAVEN
State	PA
Zip	17745-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	CLINTON PA
Township / Civil Division	PINE CREEK
Census Block Group	2
Census Block	2051
Census Tract	30400

Owner

Source: Clinton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1273 E CARDINAL DR, LOCK HAVEN, PA 17745-8808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · FHA Mortgage KIND LENDING LLC
May 4, 2026	Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Dec 1, 1991 · Amount on Record
Deed Document Number	20261525
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 4, 2026
Property Address	1273 E CARDINAL DR, LOCK HAVEN, PA 17745-8808
Document Number	0000001525
Instrument Date	Apr 23, 2026
Instrument	2026.1525
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1273 E CARDINAL DR, LOCK HAVEN, PA 17745-8808

Mortgage

Document Number	0000001526,
Date	May 4, 2026
Instrument	2026..1526

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 4, 2026
Property Address	1273 E CARDINAL DR, LOCK HAVEN, PA 17745-8808
Document Number	0202601525
Instrument Date	Apr 23, 2026
Instrument	20261525
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1273 E CARDINAL DR, LOCK HAVEN, PA 17745-8808

Mortgage

Document Number	0000001526,
Date	May 4, 2026
Instrument	20261526

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.12%
Max Rate	-1%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Pine Creek Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,250.00 (+8.7%)	$274,800 (-) Land $39,500 Building $235,300
2023	$5,750.00	$274,800 Land $39,500 Building $235,300
2008			$274,800 Land $39,500 Building $235,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC APPALACHIAN DIST private · serves 3,000 people · EPA ID PA4180067
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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