Clinton County property record for 1246 E Cardinal Dr, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,354 sqft · built 1984 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,897 (2026) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14989 |
| Primary APN | 29-14989 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,354 sqft Living Area |
| Gross Area | 5,102 sqft |
| 1st Floor Area | 1,287 sqft |
| Attic | Attic |
| Attic Area | 648 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 73,616 sqft (1.69 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7A-A -0045 |
|---|---|
| Street Address | 1246 E CARDINAL DR |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-8807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SAGAMORE HILLS |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | PINE CREEK |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 30400 |
Source: Clinton County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 768, LOCK HAVEN, PA 17745-0768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 1246 E CARDINAL DR, LOCK HAVEN, PA 17745-8807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1246 E CARDINAL DR, LOCK HAVEN, PA 17745-8807 |
| Document Number | 2020005101 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-005101 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | JERSEY SHORE, PA 17740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| County Subdivision | Pine Creek Township |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,897.00 (+8.7%) Homeowner's exemption | $215,300 (-) Land $44,300 Building $171,000 | |
| 2023 | $4,505.00 | $215,300 Land $44,300 Building $171,000 | |
| 2008 | $215,300 Land $44,300 Building $171,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWC APPALACHIAN DIST private · serves 3,000 people · EPA ID PA4180067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| River Valley Internet Fixed Wireless | 100 / 50 |
5G and 4G LTE (outdoors only)
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