1260 E Cardinal Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 1260 E Cardinal Dr, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1979
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$268,041 (Nov 2020)
Tax Bill	$4,421 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-20459`

Property Details

APN / Parcel Number

Primary APN	`29-20459`
Alternative APN	`7A-A-0046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	3,997 sqft
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft
Family Room	Family Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	7A-A -0046
Street Address	1260 E CARDINAL DR
City	LOCK HAVEN
State	PA
Zip	17745-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SAGAMORE HILLS PLOT PLAN
Jurisdiction	CLINTON PA
Township / Civil Division	PINE CREEK
Census Block Group	2
Census Block	2048
Census Tract	30400

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1260 E CARDINAL DR, LOCK HAVEN, PA 17745-8807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Nov 18, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 16, 2017	Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	20204766
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	1260 E CARDINAL DR, LOCK HAVEN, PA 17745-8807
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000604
Date	Feb 20, 2018
Instrument	2018-000604

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Nov 18, 2020
Property Address	1260 E CARDINAL DR, LOCK HAVEN, PA 17745-8807
Document Number	2020004766
Instrument Date	Nov 14, 2020
Instrument	2020-004766
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,680.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 E CARDINAL DR, LOCK HAVEN, PA 17745-8807

Mortgage

Document Number	2020004767
Date	Nov 18, 2020
Instrument	2020-004767

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Nov 16, 2017
Property Address	1260 E CARDINAL DR, LOCK HAVEN, PA 17745-8807
Document Number	2017004800
Instrument Date	Nov 8, 2017
Instrument	2017-004800
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 E CARDINAL DR, LOCK HAVEN, PA 17745-8807

Mortgage

Document Number	2017004801
Date	Nov 16, 2017
Instrument	2017-004801

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Pine Creek Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,421.00 (+8.7%)	$194,400 (-) Land $42,600 Building $151,800
2023	$4,067.00	$194,400 Land $42,600 Building $151,800
2008			$194,400 Land $42,600 Building $151,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC APPALACHIAN DIST private · serves 3,000 people · EPA ID PA4180067
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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