12728 Pomerado Rd, Poway, CA 92064 Property Records

San Diego County property record for 12728 Pomerado Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,564 sqft · built 1977
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Dec 1999)
Tax Bill	$6,353 (2025)
Deeds & Mortgages	Feb 2024 Transfer May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`317-200-08-00`

Property Details

APN / Parcel Number

Primary APN	`317-200-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,564 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12728 POMERADO RD
City	POWAY
State	CA
Zip	92064-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 23-14-2W NWQ (EX RD)1.18 AC PAR PER ROS 3621 IN
Legal Range	02W
Legal Township	14
Legal Section	23
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17067

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12728 POMERADO RD, POWAY, CA 92064-5322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer
May 24, 2022	Intrafamily Transfer, Transfer · Line of Credit MUFG UNION BANK NA
May 24, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 1999 · Amount on Record
Deed Sale	Dec 22, 1999 · Amount on Record
Prior Sale	Dec 18, 1987 · Amount on Record
Deed Document Number	1999827866
Last Transfer Date	May 19, 2022
Transfer Doc	0000220495
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2024
Property Address	12728 POMERADO RD, POWAY, CA 92064-5322
Document Number	0000047420
Instrument Date	Nov 1, 2022
Instrument	2024-0047420
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12728 POMERADO RD, POWAY, CA 92064-5322

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2022
Property Address	12728 POMERADO RD, POWAY, CA 92064-5322
Document Number	0000220495
Instrument Date	May 19, 2022
Instrument	2022-0220495
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12728 POMERADO RD, POWAY, CA 92064-5322

Mortgage

Document Number	0000220496
Date	May 24, 2022
Instrument	2022-0220496

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2022
Property Address	12728 POMERADO RD, POWAY, CA 92064-5322
Document Number	0000220494
Instrument Date	May 2, 2022
Instrument	2022-0220494
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12728 POMERADO RD, POWAY, CA 92064-5322

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12728 POMERADO RD, POWAY, CA 92064-5322
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12728 POMERADO RD, POWAY, CA 92064-5322

Mortgage

Document Number	0000337123
Date	May 3, 2021
Instrument	2021-0337123

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	POWAY, CA 92064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12728 POMERADO RD, POWAY, CA 92064-5322
Document Number	0000208427
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12728 POMERADO RD POWAY CA 920645322, POWAY, CA 92064-5322

Mortgage

Document Number	0000208427
Date	Apr 24, 2020
Instrument	208427

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12728 POMERADO RD, POWAY, CA 92064-5322
Document Number	0000232128
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12728 POMERADO RD POWAY CA 920645322, POWAY, CA 92064-5322

Mortgage

Document Number	0000232128
Date	Jun 8, 2018
Instrument	232128

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,192 (+2%) Land $368,401 Building $203,791
2025	$6,353.00 (+4.94%) Homeowner's exemption	$560,974 (+4.04%) Land $361,178 Building $199,796
2023	$6,054.00 (+1.71%) Homeowner's exemption	$539,193 Land $347,154 Building $192,039
2022	$5,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile, Verizon.

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