12724 Peartree Ter, Poway, CA 92064 Property Records

San Diego County property record for 12724 Peartree Ter, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,736 sqft Living Area
Lot Size11,080 sqft (0.254 acres)
OccupancyOwner Occupied
Last Sale$975,000 (2019)
Tax Bill$12,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN314-792-30-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,736 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional Style
Lot Area11,080 sqft (0.254 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address12724 PEARTREE TER
CityPOWAY
StateCA
Zip92064-2645
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 413 TR 012043
Legal Subdivision4191-7R
Legal Tract012043
Legal Block4
Legal Lot Number413
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4001
Census Tract17054

Owner

Source: San Diego County records · APN 314-792-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12724 PEARTREE TER, POWAY, CA 92064-2645
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Apr 06, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 23, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 28, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 15, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 29, 2019Grant Deed, Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleJul 10, 2013 · Amount on Record
Deed Doc Number2019156875
Prior Transfer DateJan 30, 2007
Prior Transfer Doc0000072415
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12724 PEARTREE TER, POWAY, CA 92064-2645
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12724 PEARTREE TER, POWAY, CA 92064-2645

Mortgage

Document Number0000114619
DateMay 07, 2024
Instrument2024-0114619
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2044

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12724 PEARTREE TER, POWAY, CA 92064-2645
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12724 PEARTREE TER, POWAY, CA 92064-2645

Mortgage

Document Number0000088820
DateApr 06, 2023
Instrument2023-0088820
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12724 PEARTREE TER, POWAY, CA 92064-2645
Transaction TypeMortgage
Record UpdatedMar 02, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address12724 PEATREE TER, POWAY, CA 92064-2645

Mortgage

Document Number0000081606
DateFeb 23, 2022
Instrument2022-0081606
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12724 PEARTREE TER, POWAY, CA 92064-2645
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045453
DateJan 28, 2020
Instrument2020-0045453
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12724 PEARTREE TER, POWAY, CA 92064-2645
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address12724 PEARTREE TER, POWAY, CA 92064-2645

Mortgage

Document Number0000802665
DateDec 15, 2020
Instrument2020-0802665
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2019
Property Address12724 PEARTREE TER, POWAY, CA 92064-2645
Document Number0000156875
Map ReferenceMAP 12043
Instrument DateApr 04, 2019
Instrument2019-0156875
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address12724 PEARTREE TER, POWAY, CA 92064-2645

Mortgage

Document Number0000156876
DateApr 29, 2019
Instrument2019-0156876
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,155,922 (+2%) Land $629,821 Building $526,101
2025$12,927.00 (+4.88%) Homeowner's exemption$1,133,258 (+4.04%) Land $617,472 Building $515,786
2023$12,326.00 (+1.68%) Homeowner's exemption$1,089,254 Land $593,496 Building $495,758
2022$12,122.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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